2311 Elm Tree Road
Kawartha Lakes, ON K0M 1E0
Quick cost estimateKnown monthly subtotal$2,445.75 / monthLand transfer tax $5,470One-time estimate
Quick cost estimate
$2,445.75 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,092.61
- Property tax / month
- $353.14
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,470
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,470
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
A well-maintained & updated 4458 square foot two-story brick building in Cambray. Located in Cambray at the busy junction of Elm Tree Rd & Highway 9, just minutes outside Lindsay & under an hour to Peterborough & Port Perry. Large spacious corner lot (0.41 acres) with room for additional buildings & parking. Currently used as a large office building. Commercial & residential uses permitted. Rear part of the building is already setup for a 3 bedroom 1 bathroom with kitchen living quarters for a business owner. The building could also be split into two separate office spaces with separate entrances, hydro & HVAC systems. Bonus detached 20'x 28' double garage with concrete floor. Commercial (C1) zoning allows for residential use of part of the building along with numerous alternative uses including but not limited to retail sales, health centre, commercial school, business or professional offices, restaurant, upholstering & furniture repair. Numerous updates in the last 10 years, including windows (2017), HVAC (2018), attic insulation (2021) & office renovation (2016). So much potential!
Home details
- Days on market
- Not reported
- Property type
- Office
- Source status
- Active
- Postal code
- K0M 1E0
- Building area (total)
- 4,458 sq ft
- Lot depth
- 196.23 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- Not reported
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Double Detached
- Annual property tax
- 4237.64
- Heating system
- Propane Gas
- Cooling
- Yes
- Utility services
- Yes
- Water source
- Cistern
- Sewer
- Septic
- MLS entry age (not confirmed DOM)
- 219 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Reported utility services
- Yes
- Water source
- Cistern
- Sewer
- Septic
- Heating system
- Propane Gas
- Cooling
- Yes
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
Room-count details have not been supplied for this listing.
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Listing dates & price record
- Asking amount
- $449,750
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Kawartha Lakes
- Municipality
- KAWARTHA LAKES
- MLS® community
- Fenelon
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Around this property
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Nearby publicly funded schools
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School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Kawartha Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
2311 Elm Tree Road, Kawartha Lakes is listed for sale as a Office. Asking price: $449,750. Occupancy is reported as Owner.
Local context
Explore the area: Kawartha Lakes · Fenelon.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: BIRDHOUSE REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® . Information deemed reliable but not guaranteed.