34 Coldstream Road, Kawartha Lakes, ON K0M 1N0
Kawartha Lakes, ON K0M 1N0
Quick cost estimateKnown monthly subtotal$6,777.63 / monthLand transfer tax $23,475One-time estimate
Quick cost estimate
$6,777.63 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,281.33
- Property tax / month
- $496.30
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $23,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $23,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Fun and relaxation awaits at this expansive waterfront oasis. Situated on a pristine beautiful lot in Rosedale on Balsam lake, the opportunities for leisure and multi-generational living are truly endless. The property features a primary four season bungalow offering 3 bedrooms and 1 bath, complete with a quaint eat in kitchen. Its outstanding feature is a magnificent full wall of windows that provides a panoramic view overlooking the water. The features continue with a separate four season bunkie, providing an additional bedrooms and bath. This secondary living space includes its own kitchen and multiple points of entry designed to make entertaining guests and embracing the waterfront lifestyle effortlessly. Adjacent to this bunkie, you will find a detached single-car garage and shop, supplemented by a convenient carport and a three season washroom. Further enhancing the property is a unique four season boathouse bunkie. This rustic retreat offers 2 bedrooms, a bathroom, a kitchenette and a cozy wood stove. It is physically connected to the main boathouse, which houses a highly accommodating 11mX3.5m boat slip. The waterfront itself is a boater's dream, boasting an impressive 12 boat slips, ensuring ample space for all your friends and family to visit by water. A raised 7.5m x 4.5m deck serves as the perfect vantage point for enjoying stunning sunrises and sunsets. With significant parking capacity for vehicles on site, hosting large gatherings at the lake has never been easier. This unique property must be experienced in person to fully grasp its immense potential and the rare lifestyle it offers
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13520860
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- K0M 1N0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Lot depth
- 289.18 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- 90+ days
- Garage
- Detached
- Annual property tax
- 5955.57
- Basement
- Crawl Space
- Interior features
- Primary Bedroom - Main Floor
- Exterior features
- Fishing, Paved Yard
- Architectural style
- Bungalow
- Parking features
- Available, Front Yard Parking
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- Water source
- Lake/River
- Sewer
- Holding Tank
- View
- Canal, Clear
- Direction facing
- North
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 126 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Holding Tank
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 8
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,350,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 34 Coldstream Road, Kawartha Lakes, ON K0M 1N0, Kawartha Lakes
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Kawartha Lakes
- Municipality
- KAWARTHA LAKES
- MLS® community
- Somerville
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Kawartha Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
34 Coldstream Road, Kawartha Lakes, ON K0M 1N0, Kawartha Lakes is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 10. Asking price: $1,350,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13520860.
Local context
Explore the area: Kawartha Lakes · Somerville.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: AFFINITY GROUP PINNACLE REALTY LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13520860. Information deemed reliable but not guaranteed.