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For sale · MLS® X14141190

90 Elgin Street, Kawartha Lakes, ON K9V 3W7

Kawartha Lakes, ON K9V 3W7

$499,900Property tax (2025): $4,866 / year
4 Days on MLS5 Bedrooms4 BathroomsDetached3000-3500 Size60 ft × 137 ft Lot dimensions< .50 acres (reported range) Lot size
Quick cost estimateKnown monthly subtotal$2,731.45 / monthLand transfer tax $6,473One-time estimate
PLANNING ESTIMATE

Quick cost estimate

$2,731.45 / month

Known monthly subtotal

Mortgage principal & interest
$2,325.95
Property tax / month
$405.50
Maintenance / month
Period / amount not reported

Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.

Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.

Land transfer tax · one time

Transfer tax total
$6,473

Before rebates, surcharges and fees. Not part of the monthly subtotal.

Tax assumptions & breakdown

Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.

Ontario tax
$6,473
Toronto municipal tax
$0

Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.

Ontario rates · Toronto rates (April 2026)

Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.

Adjust cost assumptions ↓ · Closing-cost tools

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About this home

Well located Lindsay 4+ bedroom home. Over 3,000 sq ft of living including private tenanted separate cozy studio suite loft. Massive m/f family room with natural gas stove and walkout to mature treed private yard complete with pool. Primary bedroom with full ensuite and walk-in closet. Spacious eat-in kitchen. M/F laundry room with private 2pc bath. Charm and character throughout this sprawling home with many features including front piano room, m/f office area, spacious second floor sitting area. More notables include basement workshop, attached garage, vegetable garden, an encompassing abundance of perennials and 2 separate paved private driveways.

Home details

Days on market
Not reported
Property type
Detached
MLS® number
X14141190
Source status
New
Bedrooms
5
Bathrooms
4
Postal code
K9V 3W7
Kitchens
2
Kitchens above grade
1
Kitchens below grade
1
Family room / den
Yes
Interior size (reported range)
3000-3500
Lot size
< .50 acres (reported range)
Lot depth
137 ft
Garage parking spaces
Not reported
Total parking spaces
4
Occupancy
Owner+Tenant
Possession type
Flexible
Garage
Attached
Annual property tax
4866
Basement
Unfinished
Interior features
Auto Garage Door Remote, In-Law Suite, Storage, Water Meter
Exterior features
Deck
Architectural style
2-Storey
Parking features
Private, Private Double
Pool features
Outdoor
Fireplace
Yes
Waterfront
No
Garage available
Yes
Heating system
Baseboard
Heating fuel
Electric
Cooling
None
Sewer
Sewer
Direction facing
North
Construction materials
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Concrete, Stone
MLS entry age (not confirmed DOM)
4 days

These details come from the listing source. Please confirm measurements and fees before making a decision.

Utilities and services

Sewer
Sewer
Heating system
Baseboard
Heating fuel
Electric
Cooling
None

A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.

Rooms & virtual tours

Room measurements

Room measurement units

Loading source-reported room dimensions…

Converted measurements are approximate. Levels and dimensions are shown only when supplied.

Bedrooms above grade
4
Bedrooms below grade
1
Rooms above grade
9
Den / family room reported
Yes

Reported counts are shown independently. Room dimensions have not been inferred from these counts.

Ask the listing brokerage for floor plans and measured room layouts.

PARTIAL SOURCE RECORD

Listing dates & price record

Asking amount
$499,900
  1. Original MLS entry

    Entry into the source MLS system; distinct from days on market.

Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.

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Nearby homes sold near 90 Elgin Street, Kawartha Lakes, ON K9V 3W7, Kawartha Lakes

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Estimate monthly costs

Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.

Enter assumptions

Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.

Explore affordability & closing-cost tools →

Map and neighbourhood

Region / county
Kawartha Lakes
Municipality
KAWARTHA LAKES
MLS® community
Lindsay
See homes for sale in Kawartha Lakes →
PLAN YOUR ROUTE

Plan a trip from this home

Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.

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Around this property

Schools, transit & everyday places

Published local sources. Distances are approximate straight-line distances, not walking routes.

Nearby publicly funded schools

Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.

School year 2024-2025 · Preliminary · publisher extract 2026-09-14.

352 m

Parkview Public School ↗

Elementary · JK-8 · English · Public

School board: Trillium Lakelands DSB ↗

133 Adelaide St N, Lindsay

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
82%
Grade 3 Writing (at provincial standard)
80%
Grade 3 Mathematics (at provincial standard)
75%
Grade 6 Reading (at provincial standard)
100%
Grade 6 Writing (at provincial standard)
97%
Grade 6 Mathematics (at provincial standard)
93%
392 m

Alexandra Public School ↗

Elementary · JK-8 · English · Public

School board: Trillium Lakelands DSB ↗

65 Sussex St N, Lindsay

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
71%
Grade 3 Writing (at provincial standard)
43%
Grade 3 Mathematics (at provincial standard)
52%
Grade 6 Reading (at provincial standard)
76%
Grade 6 Writing (at provincial standard)
82%
Grade 6 Mathematics (at provincial standard)
71%
879 m

Lindsay Collegiate and Vocational Institute ↗

Secondary · 9-12 · English · Public

School board: Trillium Lakelands DSB ↗

260 Kent St W, Lindsay

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 9 Mathematics (at provincial standard)
55%
Grade 10 OSSLT (first-attempt pass)
77%
884 m

Central Senior School ↗

Elementary · 4-8 · English · Public

School board: Trillium Lakelands DSB ↗

242 Kent St W, Lindsay

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

No published percentages for these measures in this source record.

937 m

St. John Paul II Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

130 Orchard Park Rd, Lindsay

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
56%
Grade 3 Writing (at provincial standard)
50%
Grade 3 Mathematics (at provincial standard)
62%
Grade 6 Reading (at provincial standard)
56%
Grade 6 Writing (at provincial standard)
44%
Grade 6 Mathematics (at provincial standard)
6%
1.3 km

Queen Victoria Public School ↗

Elementary · JK-8 · English · Public

School board: Trillium Lakelands DSB ↗

11 John St, Lindsay

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
65%
Grade 3 Writing (at provincial standard)
43%
Grade 3 Mathematics (at provincial standard)
65%
Grade 6 Reading (at provincial standard)
100%
Grade 6 Writing (at provincial standard)
83%
Grade 6 Mathematics (at provincial standard)
50%
1.4 km

King Albert Public School ↗

Elementary · JK-8 · English · Public

School board: Trillium Lakelands DSB ↗

49 Glenelg St W, Lindsay

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
80%
Grade 3 Writing (at provincial standard)
55%
Grade 3 Mathematics (at provincial standard)
50%
Grade 6 Reading (at provincial standard)
77%
Grade 6 Writing (at provincial standard)
69%
Grade 6 Mathematics (at provincial standard)
31%
1.4 km

Leslie Frost Public School ↗

Elementary · JK-8 · English · Public

School board: Trillium Lakelands DSB ↗

51 Angeline St S, Lindsay

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
59%
Grade 3 Writing (at provincial standard)
63%
Grade 3 Mathematics (at provincial standard)
61%
Grade 6 Reading (at provincial standard)
86%
Grade 6 Writing (at provincial standard)
85%
Grade 6 Mathematics (at provincial standard)
57%

Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.

Transit near this property

No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.

Nearby shops & amenities

No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.

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Similar homes for sale in Kawartha Lakes

Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.

Property questions

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Are the measurements and features independently verified?

Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.

What do nearby school, transit and shop results mean?

They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.

Can I see sold prices for nearby properties?

Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.

How should I use the monthly cost estimate?

It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.

Home and neighbourhood overview

90 Elgin Street, Kawartha Lakes, ON K9V 3W7, Kawartha Lakes is listed for sale as a Detached. The listing reports 5 bedrooms, 4 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 2, parking spaces reported as 4, lot size reported as < .50 acres (reported range). Asking price: $499,900. Occupancy is reported as Owner+Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14141190.

The Ministry’s school dataset lists Parkview Public School approximately 352 m from the property’s mapped location.

Local context

The Ministry’s school dataset lists Parkview Public School approximately 352 m from the property’s mapped location.

Sources & distance notes

Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.

Explore the area: Kawartha Lakes · Lindsay.

This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.

Listing brokerage: Re/Max All-Stars Realty Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14141190. Information deemed reliable but not guaranteed.

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Property at 90 Elgin Street, Kawartha Lakes, ON K9V 3W7