90 Kozy Kove Road, Kawartha Lakes, ON K0M 1C0
Kawartha Lakes, ON K0M 1C0
Quick cost estimateKnown monthly subtotal$3,524.49 / monthLand transfer tax $10,273One-time estimate
Quick cost estimate
$3,524.49 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,209.99
- Property tax / month
- $314.50
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,273
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,273
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 90 Kozy Kove, a peaceful waterfront retreat on the Burnt River, just minutes from Fenelon Falls for shopping and amenities, and under two hours to the GTA. This beautifully finished year-round home or cottage offers 4 bedrooms and 1.5 bathrooms, set on a 0.38-acre lot with 78 feet of waterfront. As you enter, you're immediately greeted with stunning river views from both the living room and the eat-in kitchen. The kitchen offers ample cabinetry and pantry space, perfect for family living or entertaining. Main floor laundry and a convenient 2-piece bathroom are located off the entryway. Upstairs, you'll find three spacious bedrooms and a 4-piece bath. Additional features include a durable steel roof, propane furnace, and central air conditioning for year-round comfort. Whether you're looking for a full-time residence or a seasonal getaway, this is a fantastic opportunity to enjoy waterfront living and start creating memories by the summer holidays. Ideally located just minutes from ATV and OFSC snowmobile trails, this property offers endless year-round outdoor recreation in a serene natural setting.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14120244
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0M 1C0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 3774
- Basement
- None
- Interior features
- Water Heater
- Exterior features
- Deck
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- No
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Lake/River
- Sewer
- Septic
- View
- Lake
- Direction facing
- West
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Block
- MLS entry age (not confirmed DOM)
- 10 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 4
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $689,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 90 Kozy Kove Road, Kawartha Lakes, ON K0M 1C0, Kawartha Lakes
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Kawartha Lakes
- Municipality
- KAWARTHA LAKES
- MLS® community
- Somerville
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Kawartha Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
90 Kozy Kove Road, Kawartha Lakes, ON K0M 1C0, Kawartha Lakes is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 4. Asking price: $689,900. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14120244.
Local context
Explore the area: Kawartha Lakes · Somerville.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Re/Max All-Stars Realty Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14120244. Information deemed reliable but not guaranteed.