20 Riverside Drive, Kingston, ON K7L 4V1
Kingston, ON K7L 4V1
Quick cost estimateKnown monthly subtotal$8,841.68 / monthLand transfer tax $30,455One-time estimate
Quick cost estimate
$8,841.68 / monthKnown monthly subtotal
- Mortgage principal & interest
- $7,905.17
- Property tax / month
- $936.50
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $30,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $30,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
A remarkable waterfront opportunity in Kingston's mature & highly regarded Milton Subdivision, set along the shores of the St. Lawrence River just a short drive from downtown. Properties in this executive neighbourhood are seldom offered, & waterfront opportunities here are even harder to come by. Surrounded by mature trees & positioned on an elevated shoreline, this property captures sweeping water views, natural limestone character & a setting that feels private, established & truly connected to the river. The existing 4 bdrm 3 bath home offers a distinctive chalet-inspired design with warm wood detailing, hardwood flooring, multiple brick feature walls, expansive windows framing the water, generous principal rooms, a renovated kitchen with large island, quartz counters, stainless appliances, backsplash, built-in laundry & direct access to the waterfront-facing deck. The main living spaces include impressive ceiling height, a dramatic window wall, fireplace features & a loft-style upper level that continues to showcase the views. Outdoors, the property delivers the lifestyle people hope for when searching along the river: mature greenery, tiered access to the shoreline, extensive decking, open water views & a substantial dock system at the water's edge. Whether you choose to reimagine the existing home, renovate with your own vision, or explore the potential to create a custom dream residence from the ground up, this is a rare chance to secure a waterfront property in one of Kingston's most established riverside enclaves.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13228214
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- K7L 4V1
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2500-3000
- Lot depth
- 261.59 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 8
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 11238.03
- Basement
- Full, Unfinished
- Interior features
- Water Heater Owned
- Exterior features
- Deck, Landscaped, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- South
- Construction materials
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Unknown
- MLS entry age (not confirmed DOM)
- 157 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 12
- Rooms below grade
- 1
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,699,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 20 Riverside Drive, Kingston, ON K7L 4V1, Kingston
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Frontenac
- Municipality
- KINGSTON
- MLS® community
- 11 - Kingston East (Incl CFB Kingston)
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Kingston
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
20 Riverside Drive, Kingston, ON K7L 4V1, Kingston is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 8. Asking price: $1,699,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13228214.
Local context
Explore the area: Kingston · 11 - Kingston East (Incl CFB Kingston).
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13228214. Information deemed reliable but not guaranteed.