45 Chestnut Street, Kingston, ON K7K 3X4
Kingston, ON K7K 3X4
Quick cost estimateKnown monthly subtotal$4,483.26 / monthLand transfer tax $14,473One-time estimate
Quick cost estimate
$4,483.26 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,187.09
- Property tax / month
- $296.17
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $14,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $14,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
45 Chestnut Street is a completely rebuilt residential duplex offering two fully furnished, all-inclusive executive-style apartments in a prime downtown location. Ideal for owner-occupants, professionals, or investors looking for a move-in-ready income property. This 2.5-storey, rusticated-stone home was stripped to the studs and professionally renovated from 2022 to 2024. Significant upgrades include all-new electrical, plumbing, and HVAC systems; spray-foam insulation (basement through attic); new windows and doors; and Ontario Building Code-compliant fire separation. The cellar is fireproofed with mono-coat treatment. The upper unit is a spacious 2-bedroom suite with a modern 3-piece bath, finished loft, in-suite laundry, and private deck with views over the Fruit Belt. The lower unit is a bright 1-bedroom with a full 4-piece bath, open layout, and generous finishes. Each unit includes in-suite laundry, programmable Wi-Fi thermostats, and separate shut-offs. Interior features include luxury vinyl plank flooring, quartz and granite countertops, custom cabinetry, ceramic and marble tilework, and full furnishings-TVs, linens, cutlery, and appliances are all included. The property also features a new metal roof, updated eavestroughs, exterior LED soffit lighting, new fencing, fresh sod, a security camera system, on-site parking, and a Level 2 EV charger. Whether you're living a unit (if available) while renting the other, or seeking a hands-off investment with strong appeal to executive tenants, this is a rare opportunity in one of Kingston's most walkable neighborhoods. Unit 2 is currently rented until 2027-01-11, minimum24 hours' notice required
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X12651356
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K7K 3X4
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Lot size
- < .50 acres (reported range)
- Lot depth
- 92.50 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 3554
- Basement
- Unfinished
- Interior features
- Carpet Free, Water Heater Owned
- Exterior features
- Deck, Porch
- Architectural style
- 2 1/2 Storey
- Parking features
- Tandem
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Concrete
- Roof
- Metal
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 312 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 11
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $899,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 45 Chestnut Street, Kingston, ON K7K 3X4, Kingston
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Frontenac
- Municipality
- KINGSTON
- MLS® community
- 22 - East of Sir John A. Blvd
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Katarokwi Elementary Learning Centre Elementary Public School
Elementary · JK-8 · English · Public
38 Cowdy Street, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Regiopolis/Notre-Dame Catholic High School
Secondary · 9-12 · English · Catholic
School board: Algonquin and Lakeshore CDSB ↗
130 Russell St, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 61%
- Grade 10 OSSLT (first-attempt pass)
- 83%
Central Public School ↗
Elementary · JK-8 · English · Public
237 Sydenham St, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 88%
- Grade 3 Writing (at provincial standard)
- 73%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 65%
Cathedrale Catholic School ↗
Elementary · JK-8 · English · Catholic
School board: Algonquin and Lakeshore CDSB ↗
301 Johnson St, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 65%
- Grade 3 Mathematics (at provincial standard)
- 62%
- Grade 6 Reading (at provincial standard)
- 92%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 54%
Rideau Public School ↗
Elementary · JK-6 · English · Public
9 Dundas St, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 74%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 67%
- Grade 6 Reading (at provincial standard)
- 91%
- Grade 6 Writing (at provincial standard)
- 96%
- Grade 6 Mathematics (at provincial standard)
- 59%
Sydenham Public School ↗
Elementary · JK-8 · English · Public
5 Clergy St E, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 6 Reading (at provincial standard)
- 91%
- Grade 6 Writing (at provincial standard)
- 82%
- Grade 6 Mathematics (at provincial standard)
- 40%
Winston Churchill Public School ↗
Elementary · JK-8 · English · Public
530 Earl St, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 96%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 83%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 97%
- Grade 6 Mathematics (at provincial standard)
- 75%
Molly Brant Elementary School ↗
Elementary · JK-8 · English · Public
30 Lyons Street, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 45%
- Grade 3 Writing (at provincial standard)
- 32%
- Grade 3 Mathematics (at provincial standard)
- 28%
- Grade 6 Reading (at provincial standard)
- 46%
- Grade 6 Writing (at provincial standard)
- 42%
- Grade 6 Mathematics (at provincial standard)
- 5%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Kingston
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
45 Chestnut Street, Kingston, ON K7K 3X4, Kingston is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 2, parking spaces reported as 2, lot size reported as < .50 acres (reported range). Asking price: $899,900. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X12651356.
The Ministry’s school dataset lists Katarokwi Elementary Learning Centre Elementary Public School approximately 290 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Katarokwi Elementary Learning Centre Elementary Public School approximately 290 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Kingston · 22 - East of Sir John A. Blvd.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X12651356. Information deemed reliable but not guaranteed.