406 Stirling Avenue S, Kitchener, ON N2M 3H9
Kitchener, ON N2M 3H9
Quick cost estimateKnown monthly subtotal$3,930.98 / monthLand transfer tax $11,674.96One-time estimate
Quick cost estimate
$3,930.98 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,536.15
- Property tax / month
- $394.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $11,674.96
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $11,674.96
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 406 Stirling Ave South. This one and a half storey (approx. 1754 sqft) home boasts 4 total bedrooms (3+1 configuration) + 4 full bathrooms, each bedroom contains its own ensuite bathroom for absolute privacy. This home has no carpets throughout, engineering hardwood flooring on main floor with an open concept living area for modern living. The beautifully maintained kitchen includes quartz counters, white cabinets and kitchen island. Large master bedroom extension on the main floor for added convenience with walk in closet and 4 piece ensuite. This home features a wooden deck in the spacious backyard for entertaining, second floor balcony for those relaxing early morning coffees, outdoor security cameras, tankless water heater, new installed heat pump (2024), water softener and second floor laundry for added convenience. This home also provides a finished basement with separate side entrance, can be used as a rec room or as a 4th bedroom. Double car detached garage with its own electrical panel with a deep private driveway that parks 10 cars total, great for hosting. Conveniently located near schools, parks, transit routes and shopping stores and just minutes from Hwy 8. Book your showing today and don't miss out on your next dream home.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13788474
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- N2M 3H9
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot depth
- 170.30 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 12
- Occupancy
- Owner
- Possession type
- 30-59 days
- Garage
- Detached
- Annual property tax
- 4738
- Basement
- Finished, Separate Entrance
- Interior features
- Carpet Free, Primary Bedroom - Main Floor, On Demand Water Heater, Water Softener, Water Heater
- Exterior features
- Deck, Porch
- Architectural style
- 1 1/2 Storey
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Heat Pump
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 52 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Heat Pump
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 10
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $759,998
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Kitchener
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
406 Stirling Avenue S, Kitchener, ON N2M 3H9, Kitchener is listed for sale as a Detached. The listing reports 4 bedrooms, 4 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 12. Asking price: $759,998. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13788474.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: SUTTON GROUP-ADMIRAL REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13788474. Information deemed reliable but not guaranteed.