1036 Porcupine Point, Lake of Bays, ON P0B 1A0
Lake of Bays, ON P0B 1A0
Quick cost estimateKnown monthly subtotal$1,973.15 / monthLand transfer tax $4,460One-time estimate
Quick cost estimate
$1,973.15 / monthKnown monthly subtotal
- Mortgage principal & interest
- $1,856.48
- Property tax / month
- $116.67
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $4,460
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $4,460
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Escape to your own private off-the-grid retreat on approximately 1 acre of mostly treed land water access only. Set on a small, pristine lake with only 7 properties in total, this rare offering provides the peace, privacy and natural beauty that are becoming increasingly hard to find. The remainder of the shoreline is Crown land, ensuring an unspoiled setting where you can truly disconnect and enjoy nature. The highlight of the property is the gorgeous sandy beach located on a sunny point, ideal for swimming, relaxing and taking in beautiful lake views. The shallow shoreline is safe for children, while sun worshippers will love spending the day soaking up the sunshine. Whether you enjoy paddling, fishing, reading on the dock or gathering around an evening campfire, this property offers the perfect cottage lifestyle. The cozy cottage features 2 bedrooms, a kitchen, dining area and comfortable living space, along with a large sunporch that extends your living area and provides the perfect place for morning coffee or rainy-day games. An additional room could easily serve as a third bedroom, office or hobby room. Need extra space for family and guests? A separate 12' x 12' bunkie with its own porch offers additional sleeping accommodations and a private getaway. There are also 3 additional outbuildings providing plenty of storage for tools, outdoor gear and water toys. Two boats are included, so you can begin exploring the lake from the moment you arrive. If you've been dreaming of a place where the sounds of loons replace traffic, where the stars shine brightly overhead and where true peace and quiet still exist, this special property is for you. A rare opportunity to own a private off-the-grid escape in an extraordinary setting. Owner is willing to consider a VTB to qualified buyers.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13480234
- Source status
- Extension
- Bedrooms
- 4
- Bathrooms
- 0
- Postal code
- P0B 1A0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-1100
- Lot size
- 1 acres
- Lot depth
- 213 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 1400
- Basement
- None
- Interior features
- Primary Bedroom - Main Floor
- Exterior features
- Deck, Porch
- Architectural style
- Bungaloft
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Elevator
- No
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
- Water source
- Lake/River
- Sewer
- None
- View
- Beach, Trees/Woods, Water
- Direction facing
- West
- Construction materials
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Piers
- MLS entry age (not confirmed DOM)
- 136 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- None
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 7
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $399,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- LAKE OF BAYS
- MLS® community
- Ridout
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Lake of Bays
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1036 Porcupine Point, Lake of Bays, ON P0B 1A0, Lake of Bays is listed for sale as a Detached. The listing reports 4 bedrooms, 0 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 2, lot size reported as 1 acres. Asking price: $399,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13480234.
Local context
Explore the area: Lake of Bays · Ridout.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage Lakes Of Muskoka Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13480234. Information deemed reliable but not guaranteed.