1102 Unit #4 Birchcroft Road, Lake of Bays, ON P0A 1H0
Lake of Bays, ON P0A 1H0
Quick cost estimateKnown monthly subtotal$2,507.88 / monthLand transfer tax $7,255One-time estimate
Quick cost estimate
$2,507.88 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,507.88
- Property tax / month
- $0
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,255
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,255
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Rare opportunity to begin your cottage lifestyle on Lake of Bays at an affordable price. Two-bedroom turnkey 3 season cottage that is part of an established 9- cottage Co-ownership association. The cottage is yours to use anytime without restrictions. Located on 5 acres of land and offering 424 feet of water frontage with mesmerizing views across the lake. The views of the lake are stunning, and you will love the accents and design that create a true cottage vibe. The cottage has been tastefully renovated from top to bottom and there is nothing left to do but move in. The features of the cottage include: A new modern Ikea Kitchen, Laminate flooring, vaulted ceilings in the living room and a completely renovated, remodeled bathroom and new Engineered hardwood Mabec siding. The expansive deck area overlooks the lake and is the perfect spot to relax and enjoy a BBQ. Attached to the deck is a spacious new gazebo with vaulted ceilings offering the perfect space that connects you to the outdoors. There is a beautiful large storage cabin that is perfect for storing your water toys and other accessories. Walk down to the waterfront to discover a wonderful setting where you have a private boat slip and full use of an extensive dock and deck area. The lakefront offers a rare sand beach that is perfect for swimming. All of this is in a central location close to Dwight, Huntsville, Dorset and Algonquin Park. Annual fees of $3,300.00 or $275.00 monthly include: property tax, electricity, yard maintenance, dock maintenance and road fees. "There are no extra taxes or fees", making this a very affordable option to begin your cottage lifestyle that you have been dreaming of. Property is not eligible for mortgage financing. Pets are allowed on the property.
Home details
- Days on market
- Not reported
- Property type
- Other
- MLS® number
- X13775386
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- P0A 1H0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 600-699
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 0
- Maintenance fee (source period)
- 275
- Basement
- None
- Laundry
- Common Area
- Interior features
- Water Heater Owned, Primary Bedroom - Main Floor
- Exterior features
- Deck, Seasonal Living
- Architectural style
- Bungalow
- Parking features
- Unreserved
- Fireplace
- No
- Waterfront
- Yes
- Elevator
- No
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- View
- Water, Lake
- Construction materials
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Piers
- MLS entry age (not confirmed DOM)
- 56 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- Included in maintenance
- Common Elements Included, Water Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 6
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $539,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 1102 Unit #4 Birchcroft Road, Lake of Bays, ON P0A 1H0, Lake of Bays
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- LAKE OF BAYS
- MLS® community
- Franklin
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Irwin Memorial Public School ↗
Elementary · JK-8 · English · Public
School board: Trillium Lakelands DSB ↗
1011 Dwight Beach Rd RR1, Dwight
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 100%
- Grade 3 Writing (at provincial standard)
- 86%
- Grade 3 Mathematics (at provincial standard)
- 100%
- Grade 6 Reading (at provincial standard)
- 84%
- Grade 6 Writing (at provincial standard)
- 89%
- Grade 6 Mathematics (at provincial standard)
- 39%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Lake of Bays
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1102 Unit #4 Birchcroft Road, Lake of Bays, ON P0A 1H0, Lake of Bays is listed for sale as a Other. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of 600-699 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $539,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13775386.
The Ministry’s school dataset lists Irwin Memorial Public School approximately 5.0 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Irwin Memorial Public School approximately 5.0 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Lake of Bays · Franklin.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX Professionals North. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13775386. Information deemed reliable but not guaranteed.