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3650 Muskoka Road 117, Lake of Bays, ON P0B 1A0
Lake of Bays, ON P0B 1A0
Quick cost estimateKnown monthly subtotal$4,444.74 / monthLand transfer tax $15,055One-time estimate
Quick cost estimate
$4,444.74 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,322.49
- Property tax / month
- $122.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $15,055
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $15,055
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Carved out of the woods of Muskoka is a two storey three bedroom home located just a short walk or drive to a boat launch and sand beach on Lake of Bays and moments from snowmobile trails. The house is the perfect mix of country charm and modern necessity and has been meticulously maintained. A dedicated mud room leads to the main living space featuring cathedral ceilings and a two-storey airtight fireplace. The dining area has floor to ceiling windows looking out to an idyllic backyard, granite patio and the forest beyond. The kitchen features a large centre island, quartz counters, custom Bateman cupboards, under cabinet lighting, and stainless LG appliances including a true double oven (with purple interior). The bathroom features custom shower and cabinets. But the showcase is the three season timber frame sunroom, where you will definitely spend most of your time. The second floor has a family room overlooking the living room below, plus three bedrooms and 2pc bath. This level features 100-year-old White Oak flooring and a full-length cedar balcony along the rear of the home. A drop-down staircase leads to a third storey, full height attic space. Outside there so much more. Attached 1.5 car garage has built-in air compressor and work benches. Lean-to, storage shed, covered wood storage, Shelter Logic garage - all located off the driveway plus large Shelter Logic on a foundation along the other side of the property. A backyard bunkie has living space on the main floor and queen-sized bed in the loft. Two more storage buildings and a fire pit complete the package. There is so much room to spread out, the property feels much larger than 3.5 acres. Home is heated by a forced air propane furnace plus the option of the airtight fireplace or Napoleon wood stove in the kitchen. New electrical panel and a full home Generac generator installed in 2023. Water system in 2024. There is nothing left to do but move in and enjoy.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14158452
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- P0B 1A0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot size
- 3.47 acres
- Lot depth
- 477 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 12
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 1467
- Basement
- None
- Interior features
- Carpet Free, ERV/HRV, Generator - Full, Propane Tank, Water Heater Owned
- Exterior features
- Hot Tub, Deck, Landscaped, Lighting, Patio, Porch, Year Round Living
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- None
- Water source
- Dug Well, Sediment Filter
- Sewer
- Septic
- View
- Trees/Woods
- Direction facing
- East
- Construction materials
- Wood
- Roof
- Metal
- Foundation
- Slab
- MLS entry age (not confirmed DOM)
- 0 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Dug Well, Sediment Filter
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 9
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $929,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 3650 Muskoka Road 117, Lake of Bays, ON P0B 1A0, Lake of Bays
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- LAKE OF BAYS
- MLS® community
- Ridout
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Lake of Bays
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
3650 Muskoka Road 117, Lake of Bays, ON P0B 1A0, Lake of Bays is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 12, lot size reported as 3.47 acres. Asking price: $929,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14158452.
Local context
Explore the area: Lake of Bays · Ridout.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage Lakes Of Muskoka Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14158452. Information deemed reliable but not guaranteed.