4535 Bath Road, Loyalist, ON K7N 1A6
Loyalist, ON K7N 1A6
Quick cost estimateKnown monthly subtotal$6,483.16 / monthLand transfer tax $22,275One-time estimate
Quick cost estimate
$6,483.16 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,002.16
- Property tax / month
- $480.99
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $22,275
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $22,275
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
RARE LAKE ONTARIO WATERFRONT ESTATE WITH WATERFRONT TAXES W/ SEPARATE PARCEL! An extensively updated waterfront home finished in timeless neutral tones with a striking black/charcoal exterior. Enjoy your private waterfront featuring a dock, expansive deck, concrete boathouse with electricity, and deep-water mooring for larger vessels. An already separately severed waterfront parcel offering future residential build potential. Inside, this spacious 4-bed, 2-bath residence features a main-floor bedroom suite w/ a wood-burning fireplace-ideal for a primary retreat or guest suite-plus 3 bedrooms upstairs. At the heart of the home is a grand chef's kitchen boasting rich granite countertops, custom soft-close ash & mahogany cabinetry, engineered Jatoba hardwood, and expansive prep space effortlessly accommodating a 6-seat dining table before flowing into a bright sunroom. Main living areas showcase fresh paint, updated lighting & 2nd Fireplace. Downstairs offers a rec room w/ bar & 3nd fireplace. Car collectors, trade professionals & entrepreneurs will love the heated 2,000+ sq ft 7-car garage setup (attached 2-car & 5-car layout w/ dual carports, 100-amp power & 220V plugs). The 5-car portion offers short-term rental potential (3-unit concept previously discussed w/ township staff). Structural peace of mind includes new water service, ~100' new sewer line to road, 0% galvanized plumbing, fresh landscaping, fully fenced backyard & asphalt drive under warranty. Minutes to Kingston-unmatched space, luxury & utility! Recent upgrades include a stunning new oversized bay window and two new custom exterior doors, including an impressive 42-inch front entrance. The redesigned bay window is larger and lower, flooding the living space with natural light and further opening the home to its waterfront views. Beyond the striking visual transformation, these upgrades have also significantly improved comfort, energy efficiency and sound reduction. OWNER WILLING TO CONSIDER VTB.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13743706
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- K7N 1A6
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3000-3500 (units not reported)
- Lot depth
- 205 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 21
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 5771.9
- Basement
- Crawl Space
- Interior features
- Auto Garage Door Remote, Separate Heating Controls, Storage, Upgraded Insulation, Primary Bedroom - Main Floor, Propane Tank, Water Heater, Workbench
- Exterior features
- Landscaped, Lighting, Year Round Living, Fishing, Porch
- Architectural style
- Sidesplit 3
- Parking features
- Circular Drive, Inside Entry, Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Baseboard
- Heating fuel
- Propane
- Cooling
- Central Air
- Sewer
- Sewer
- View
- Water, Clear
- Direction facing
- North
- Construction materials
- Aluminum Siding, Stone
- Roof
- Fibreglass Shingle
- Foundation
- Block, Concrete
- MLS entry age (not confirmed DOM)
- 65 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Baseboard
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 13
- Rooms below grade
- 2
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,290,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- LENNOX AND ADDINGTON
- Municipality
- LOYALIST
- MLS® community
- 54 - Amherstview
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Fairfield Elementary School ↗
Elementary · JK-8 · English · Public
59 Kildare Ave, Amherstview
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 78%
- Grade 3 Writing (at provincial standard)
- 69%
- Grade 3 Mathematics (at provincial standard)
- 69%
- Grade 6 Reading (at provincial standard)
- 92%
- Grade 6 Writing (at provincial standard)
- 84%
- Grade 6 Mathematics (at provincial standard)
- 52%
Our Lady of Mount Carmel Catholic School ↗
Elementary · JK-8 · English · Catholic
School board: Algonquin and Lakeshore CDSB ↗
97 Park Cres, Amherstview
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 81%
- Grade 3 Writing (at provincial standard)
- 75%
- Grade 3 Mathematics (at provincial standard)
- 64%
- Grade 6 Reading (at provincial standard)
- 82%
- Grade 6 Writing (at provincial standard)
- 75%
- Grade 6 Mathematics (at provincial standard)
- 38%
AmherstView Public School ↗
Elementary · JK-8 · English · Public
70 Fairfield Blvd, Amherstview
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 78%
- Grade 3 Writing (at provincial standard)
- 62%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 93%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 51%
Collins Bay Public School ↗
Elementary · JK-8 · English · Public
4075 Bath Rd, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 40%
Bayridge Learning Centre
Secondary · 9-12 · English · Public
4075 Bath Road, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St. John XXIII Catholic School ↗
Elementary · JK-8 · English · Catholic
School board: Algonquin and Lakeshore CDSB ↗
736 High Gate Park Dr, Kingston
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 59%
- Grade 3 Writing (at provincial standard)
- 41%
- Grade 3 Mathematics (at provincial standard)
- 38%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 48%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in 54 - Amherstview, Loyalist, Lennox & Addington, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
4535 Bath Road, Loyalist, ON K7N 1A6, Loyalist is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 1, parking spaces reported as 21. Asking price: $1,290,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13743706.
The Ministry’s school dataset lists Fairfield Elementary School approximately 832 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Fairfield Elementary School approximately 832 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Lennox & Addington · 54 - Amherstview.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: KELLER WILLIAMS INSPIRE REALTY, BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13743706. Information deemed reliable but not guaranteed.