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1427 Spar Lake Road, Minden Hills, ON K0M 2K0
Minden Hills, ON K0M 2K0
Quick cost estimateKnown monthly subtotal$2,464.96 / monthLand transfer tax $6,455One-time estimate
Quick cost estimate
$2,464.96 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,321.77
- Property tax / month
- $143.19
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $6,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $6,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Rare Spar Lake waterfront opportunity! Enjoy approximately 320 feet of private shoreline, on crystal-clear, spring-fed waters, with almost 2 acres of privacy and loads of natural beauty. Spar Lake is a motor restricted lake to under 9.9HP. which only adds to the peace and serenity it offers. Great for young families and nature lovers of all kinds. The lake is excellent, for fishing (bass, trout) as well paddling and swimming! The waterfront features the best of both worlds with a sandy shallow entry to wade in or jump off the end of the dock into deep water. The spacious 3-bedroom seasonal cottage offers a comfortable kitchen, cozy family room, and stunning lake views throughout. Enjoy it today as a turnkey retreat, or unlock its full potential with renovations, upgrades, or future plans. With pristine water, expansive frontage, and an incredible setting, this is a property that's becoming increasingly difficult to find. Just minutes from Minden and only a couple of hours north of the GTA, this is a waterfront opportunity worth viewing!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13413722
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- K0M 2K0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot size
- 1.79 acres
- Lot depth
- 150 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Partial
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 1718.28
- Basement
- Crawl Space, Exposed Rock, None
- Interior features
- Primary Bedroom - Main Floor, Water Heater
- Exterior features
- Deck, Fishing, Privacy
- Architectural style
- Bungalow
- Parking features
- Available, Front Yard Parking, Lane, Private, Other
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
- Water source
- Lake/River
- Sewer
- Holding Tank
- View
- Beach, Forest, Hills, Lake, Trees/Woods, Water
- Direction facing
- East
- Construction materials
- Aluminum Siding, Wood
- Roof
- Metal
- Foundation
- Block, Concrete Block, Piers
- MLS entry age (not confirmed DOM)
- 151 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Holding Tank
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 9
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $499,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- HALIBURTON
- Municipality
- MINDEN HILLS
- MLS® community
- Lutterworth
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Minden Hills
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1427 Spar Lake Road, Minden Hills, ON K0M 2K0, Minden Hills is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 5, lot size reported as 1.79 acres. Asking price: $499,000. Occupancy is reported as Partial. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13413722.
Local context
Explore the area: Minden Hills · Lutterworth.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Century 21 Granite Realty Group Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13413722. Information deemed reliable but not guaranteed.