635 King Street, Minto, ON N0G 2P0
Minto, ON N0G 2P0
Quick cost estimateKnown monthly subtotal$4,047.57 / monthLand transfer tax $12,274.98One-time estimate
Quick cost estimate
$4,047.57 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,675.74
- Property tax / month
- $371.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $12,274.98
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $12,274.98
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 635 King Street in Palmerston, where modern comfort meets small-town charm! Custom-built by Sinclair Construction in 2020, this beautifully maintained bungalow offers 2+2 bedrooms, 2+1 bathrooms, and remaining Tarion warranty until June 2027. The bright, open-concept main floor features luxury vinyl plank flooring, a custom designer kitchen with locally sourced finishes, quartz countertops and soft-close cabinetry, plus an inviting living room with gas fireplace. The enclosed rear sunroom features epoxy flooring and a gas hookup, providing a great space to relax or entertain. Main-floor laundry adds convenience, while the fully finished basement offers two additional bedrooms, a bathroom, built-in two-person sauna, and potential for multigenerational living. The double-car attached garage is finished with Trusscore wall panelling, floor drains and a professionally finished epoxy floor, plus there's a detached 23' x 15' shop with hydro. Outside, enjoy landscaped grounds, a garden area, seating deck, storage shed, and a large concrete driveway with parking for 8+ vehicles and room for an RV or camper. New washer and dryer in 2026. Walking distance to downtown Palmerston, parks, the arena and ball diamonds, with schools, shopping, restaurants, the hospital, and walking and biking trails nearby. Enjoy small-town living while remaining within commuting distance of Kitchener-Waterloo, Guelph and Cambridge. A thoughtfully designed and exceptionally well-maintained home that was built to stand out, offering an impressive combination of space, quality and functionality!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14115702
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- N0G 2P0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot size
- < .50 acres (reported range)
- Lot depth
- 132 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 8
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 4462
- Basement
- Full, Finished
- Interior features
- Water Heater Owned, Water Softener, Air Exchanger, Auto Garage Door Remote, ERV/HRV, Floor Drain, Sauna, Sewage Pump, Water Meter, Workbench
- Architectural style
- Bungalow
- Parking features
- Private Triple
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 11 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 2
- Rooms above grade
- 7
- Rooms below grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $789,999
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- WELLINGTON
- Municipality
- MINTO
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Minto
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
635 King Street, Minto, ON N0G 2P0, Minto is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 8, lot size reported as < .50 acres (reported range). Asking price: $789,999. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14115702.
Local context
Explore the area: Wellington · Minto.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EXP REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14115702. Information deemed reliable but not guaranteed.