1039 Ann Street, Muskoka Lakes, ON P1P 1R2
Muskoka Lakes, ON P1P 1R2
Quick cost estimateKnown monthly subtotal$5,781.33 / monthLand transfer tax $19,975One-time estimate
Quick cost estimate
$5,781.33 / monthKnown monthly subtotal
- Mortgage principal & interest
- $5,467.09
- Property tax / month
- $314.24
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $19,975
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $19,975
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
Want to see it in person?Request a showing →
About this home
Welcome to this charming 2 bedroom, 1 bathroom A-frame cottage on Lake Muskoka, offering an elevated and expansive South-Eastern view with spectacular sunrises and ample sun. Set on approximately 0.46 acres with 123 feet of shoreline, this property combines classic Muskoka character with excellent potential for future development. The cottage has seen numerous recent improvements, including a new kitchen with appliances in 2021, a new red steel roof and skylights in 2022, insulated walls in 2022, and a new hot water heater in 2025. The decks and railings have been replaced, along with the walkways, while the interior of the charming bunkie has also been refinished. Enjoy the forested lakeside hot tub, quaint bunkie and a large permanent dock, great for entertaining, with deep enough water for jumping in and boat mooring. The septic system was recently inspected by the Township and passed certification, providing added peace of mind. Whether you're looking for a wonderful Muskoka getaway to enjoy as-is or a property with the potential to create something more substantial, this is an excellent opportunity to own a special Lake Muskoka property.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13870996
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- P1P 1R2
- Kitchens
- 1
- Kitchens above grade
- 1
- Kitchens below grade
- 0
- Family room / den
- No
- Interior size (reported range)
- 700-1100
- Lot size
- .50-1.99 acres (reported range)
- Lot depth
- 258 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 3770.9
- Basement
- None
- Interior features
- None
- Exterior features
- Deck, Privacy, Seasonal Living
- Architectural style
- 2-Storey
- Parking features
- Private, Other
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Elevator
- No
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
- Water source
- Lake/River
- Sewer
- Septic
- View
- Water, Forest, Trees/Woods, Lake
- Direction facing
- South
- Construction materials
- Aluminum Siding
- Roof
- Metal
- Foundation
- Concrete Block, Piers
- MLS entry age (not confirmed DOM)
- 30 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Other
- Heating fuel
- Wood
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 0
- Rooms above grade
- 5
- Rooms below grade
- 0
- Total rooms (source)
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,175,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 1039 Ann Street, Muskoka Lakes, ON P1P 1R2, Muskoka Lakes
Nearby sale prices are private. Sign in or request access to see homes that sold.
Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- MUSKOKA LAKES
- MLS® community
- Wood (Muskoka Lakes)
A confirmed map location is not available for this home yet.
See homes for sale in Muskoka Lakes →Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
Google Maps opens in a new tab and calculates the route. Your destination and this property location are sent to Google only when you submit. EnterHome does not store the destination or calculate a travel time.
Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
Want to see this home?Request a showing →
Similar homes for sale in Muskoka Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
How do I request a showing?
Choose a date and time preference in the request form. A request is not a confirmed appointment; EnterHome will confirm availability separately.
Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1039 Ann Street, Muskoka Lakes, ON P1P 1R2, Muskoka Lakes is listed for sale as a Detached. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 4, lot size reported as .50-1.99 acres (reported range). Asking price: $1,175,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13870996.
Local context
Explore the area: Muskoka Lakes · Wood (Muskoka Lakes).
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Re/Max Professionals North. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13870996. Information deemed reliable but not guaranteed.