1140 Cowan Park Road 8, Muskoka Lakes, ON P0B 1M0
Muskoka Lakes, ON P0B 1M0
Quick cost estimateKnown monthly subtotal$5,269.86 / monthLand transfer tax $18,375One-time estimate
Quick cost estimate
$5,269.86 / monthKnown monthly subtotal
- Mortgage principal & interest
- $5,094.86
- Property tax / month
- $175
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $18,375
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $18,375
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to your turnkey Muskoka retreat on highly sought-after Three Mile Lake. Completely renovated down to the studs and meticulously upgraded and maintained, this exceptional 4-season waterfront property offers the perfect blend of modern comfort, flexibility, and classic Muskoka charm. Located just minutes from Windermere and only 2 hours from the GTA. Set on a gently sloping, family-friendly lot with 100 feet of pristine northwest-facing frontage and just under 1 acre, enjoy breathtaking sunsets, shallow sand beach and deeper water entry, a waterfront concrete patio, fire pit area, and removable dock. The extensively updated main cottage (2021) features new interior finishes, flooring, windows, sliders, updated electrical, heat pumps, new roof, new exterior siding and a full 22Kw Generac generator for year-round peace of mind. Inside, the bright open-concept layout showcases cathedral ceilings, a wall of windows with spectacular lake views, and walkout to an oversized composite lakeside deck. The kitchen and living area are anchored by a high-efficiency wood stove, while two main-floor bedrooms and an upgraded 4-piece bath complete the space. The fully finished walkout lower level functions as a self-contained 1-bedroom suite with its own kitchen, living/dining area, laundry, modern 3-piece bath, and beautiful lake views (new 2025 windows) that ideal for guests, extended family, or rental income potential. Adding to the versatility are two fully winterized lakeside sleeping cabins, both with AC and heat, plus a separate outdoor shower and compost toilet bunkie. Additional highlights include year-round road access, metal roof, ample parking, and a spacious backyard for entertaining or games for the kids. Offered fully furnished and equipped right down to the kitchenware, this rare package is truly move-in ready. Simply pack your suitcase and start making your unforgettable Muskoka memories this summer!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13107724
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- P0B 1M0
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100
- Lot size
- 0.79 acres
- Lot depth
- 350.91 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Partial
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 2100
- Basement
- Finished with Walk-Out
- Interior features
- Primary Bedroom - Main Floor, Upgraded Insulation, Water Heater Owned, Generator - Full, Guest Accommodations, Propane Tank, Water Treatment, Sump Pump
- Exterior features
- Deck, Patio, Landscaped, Year Round Living, Privacy
- Architectural style
- Bungalow
- Parking features
- Private, Front Yard Parking
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Other
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Lake, Trees/Woods
- Direction facing
- North
- Construction materials
- Wood
- Roof
- Metal
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 181 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Other
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 9
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,095,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- MUSKOKA LAKES
- MLS® community
- Watt
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Muskoka Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1140 Cowan Park Road 8, Muskoka Lakes, ON P0B 1M0, Muskoka Lakes is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 2, parking spaces reported as 10, lot size reported as 0.79 acres. Asking price: $1,095,000. Occupancy is reported as Partial. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13107724.
Local context
Explore the area: Muskoka Lakes · Watt.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Chestnut Park Real Estate. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13107724. Information deemed reliable but not guaranteed.