1378 THREE MILE LAKE Road 3, Muskoka Lakes, ON P0B 1M0
Muskoka Lakes, ON P0B 1M0
Quick cost estimateKnown monthly subtotal$4,222.46 / monthLand transfer tax $13,455One-time estimate
Quick cost estimate
$4,222.46 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,950.26
- Property tax / month
- $272.20
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $13,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $13,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
SUPREME VALUE ON THREE MILE LAKE - AN EXCEPTIONAL MUSKOKA WATERFRONT OPPORTUNITY. Wake to quiet mornings on Three Mile Lake as the sun dances across the water. In the evening, retreat to the Muskoka Room and watch the sun set over Hammell's Bay from the spectacular west-facing vantage point. Set on beautiful shoreline, this custom-built 5-bedroom, 3-bathroom home offers a coveted Muskoka setting. The waterfront suits every generation, with a gentle shallow entry for children and deeper water off the dock for swimming, boating and summer days on the lake.Inside, bright, welcoming spaces are designed for relaxed cottage living and comfortable year-round use. Open-concept living areas showcase water views from nearly every window, while the five-bedroom layout provides ample room for family, guests and extended stays.The full walk-out lower level features a self-contained suite with its own kitchen, living area and bathroom-ideal for extended family, private guests or potential income use.Multi-level decks invite outdoor dining and entertaining, while the fire pit sets the scene for evenings under the stars. The oversized two-car garage/workshop and generous parking add everyday convenience. Located on a year-round road with easy access to Bracebridge, Huntsville and Windermere, this property offers the rare combination of a peaceful cottage escape and a comfortable full-time home. A family residence. A legacy cottage. An investment opportunity. Boating, swimming, fishing and sunset evenings on the water-this is Three Mile Lake living at its finest. VALUE PLUS PLUS Call for your private viewing.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13828088
- Source status
- New
- Bedrooms
- 5
- Bathrooms
- 3
- Postal code
- P0B 1M0
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot size
- 0.43 acres
- Lot depth
- 190 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 7
- Occupancy
- Partial
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 3266.44
- Basement
- Finished with Walk-Out, Full
- Interior features
- Water Heater Owned
- Exterior features
- Deck, Fishing, Year Round Living, Privacy
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Oil
- Cooling
- Central Air
- Water source
- Lake/River
- Sewer
- Septic
- View
- Water, Lake, Meadow
- Direction facing
- North
- Construction materials
- Wood , Board & Batten
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 42 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Oil
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Bedrooms below grade
- 1
- Rooms above grade
- 22
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $849,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- MUSKOKA LAKES
- MLS® community
- Watt
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Muskoka Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1378 THREE MILE LAKE Road 3, Muskoka Lakes, ON P0B 1M0, Muskoka Lakes is listed for sale as a Detached. The listing reports 5 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 2, parking spaces reported as 7, lot size reported as 0.43 acres. Asking price: $849,000. Occupancy is reported as Partial. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13828088.
Local context
Explore the area: Muskoka Lakes · Watt.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EXP REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13828088. Information deemed reliable but not guaranteed.