5 Severn River 406, Muskoka Lakes, ON L0K 1E0
Muskoka Lakes, ON L0K 1E0
Quick cost estimateKnown monthly subtotal$3,570.92 / monthLand transfer tax $11,055One-time estimate
Quick cost estimate
$3,570.92 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,391.92
- Property tax / month
- $179
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $11,055
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $11,055
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
**Water Access Only** Escape to your own private retreat in Severn Falls. This turn-key 3-bedroom, 1-bathroom cottage is set on nearly 5 acres of peaceful wilderness, offering the perfect blend of relaxation, recreation, and privacy.Enjoy true water access living with over 300 feet of shoreline and your own private dock, ideal for boating, swimming, and soaking up long summer days. Located just minutes from the town dock, you'll have convenient access to local restaurants, groceries, and ice cream without the long boat ride.Surrounded by nature, the property features nearby trails to explore, a firepit for evenings under the stars, and an expansive front deck that's perfect for unwinding or entertaining.Previously operated as a desirable short-term rental, this property offers excellent income potential for those looking to generate revenue when not in personal use.Whether you're searching for a family getaway, a peaceful escape, or an investment opportunity, this cottage delivers. Possible Vendor Take Back
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13811196
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- L0K 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100
- Lot size
- 2-4.99 acres (reported range)
- Lot depth
- 622 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 0
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 2148
- Basement
- Unfinished
- Interior features
- Carpet Free, Water Heater Owned, Water Treatment
- Exterior features
- Privacy, Seasonal Living, Deck, Fishing
- Architectural style
- Bungalow-Raised
- Parking features
- None
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Other
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
- Water source
- Lake/River
- Sewer
- Septic
- View
- Water
- Direction facing
- West
- Construction materials
- Wood
- Roof
- Metal
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 46 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Other
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $729,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- MUSKOKA LAKES
- MLS® community
- Wood (Muskoka Lakes)
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Muskoka Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
5 Severn River 406, Muskoka Lakes, ON L0K 1E0, Muskoka Lakes is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 0, lot size reported as 2-4.99 acres (reported range). Asking price: $729,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13811196.
Local context
Explore the area: Muskoka Lakes · Wood (Muskoka Lakes).
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Revel Realty Inc. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13811196. Information deemed reliable but not guaranteed.