96 Joseph Street, Muskoka Lakes, ON P0B 1J0
Muskoka Lakes, ON P0B 1J0
Quick cost estimateKnown monthly subtotal$18,520.29 / monthLand transfer tax $83,697.20One-time estimate
Quick cost estimate
$18,520.29 / monthKnown monthly subtotal
- Mortgage principal & interest
- $18,094.37
- Property tax / month
- $425.91
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $83,697.20
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $83,697.20
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
EXCEPTIONAL WATERFRONT COMMERCIAL OPPORTUNITY IN THE HEART OF PORT CARLING set on a 200-ft-deep lot in a waterfront setting. This approx. 3,800 SF freestanding building presents an exceptional opportunity to own a versatile commercial property in the heart of Port Carling.The 1,500 SF street-level retail space features 2 storage areas and 2 baths. The approx. 1,500 SF upper level, with a separate entrance, offers 3 BRs, 3-pc bath, kitchen and laundry - ideal for owner use, additional income or a live/work setup.The approx. 800 SF unfinished walkout basement provides additional expansion potential and direct access to the rear of the property, with the waterfront and the Locks connecting Lake Muskoka & Lake Rosseau.Winterized for year-round use, the property offers the flexibility to generate income throughout the year while providing the option to live and work here full-time. Enjoy summers in Port Carling with your own Muskoka pied-à-terre, spend winters down south, or make Muskoka home year-round - a chance to enjoy the freedom and tranquility of waterfront living away from the city.An exceptional opportunity to diversify your investment portfolio with a property that brings together business, income potential, waterfront and lifestyle in one of Muskoka's most sought-after communities.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13825394
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- P0B 1J0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2500-3000
- Lot size
- 9,030.91 sq ft
- Lot depth
- 200.02 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Partial
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 5110.96
- Basement
- Unfinished, Development Potential, Walk-Out
- Interior features
- Guest Accommodations, In-Law Capability, In-Law Suite, Separate Heating Controls, Separate Hydro Meter, Storage, Water Heater Owned, Water Purifier
- Exterior features
- Year Round Living, Paved Yard, Privacy
- Architectural style
- 2-Storey
- Parking features
- Available
- Pool features
- None
- Fireplace
- No
- Waterfront
- Yes
- Elevator
- No
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Central Air
- Water source
- Reverse Osmosis
- Sewer
- Sewer
- View
- Lake, Bridge
- Direction facing
- East
- Construction materials
- Vinyl Siding, Wood
- Roof
- Asphalt Shingle
- Foundation
- Block
- MLS entry age (not confirmed DOM)
- 43 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Reverse Osmosis
- Sewer
- Sewer
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 11
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $3,888,888
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- MUSKOKA
- Municipality
- MUSKOKA LAKES
- MLS® community
- Medora
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Muskoka Lakes
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
96 Joseph Street, Muskoka Lakes, ON P0B 1J0, Muskoka Lakes is listed for sale as a Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as 9,030.91 sq ft. Asking price: $3,888,888. Occupancy is reported as Partial. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13825394.
Local context
Explore the area: Muskoka Lakes · Medora.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ENGEL & VOLKERS TORONTO CENTRAL. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13825394. Information deemed reliable but not guaranteed.