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For sale · MLS® X14168830

4020 Main Street, Niagara Falls, ON L2G 6B8

Niagara Falls, ON L2G 6B8

$669,000Property tax (2026): $4,105 / year
Current days on market: 1Commercial Retail60 ft × 165 ft Lot dimensions
Quick cost estimateKnown monthly subtotal$3,454.83 / monthLand transfer tax $9,855One-time estimate
PLANNING ESTIMATE

Quick cost estimate

$3,454.83 / month

Known monthly subtotal

Mortgage principal & interest
$3,112.75
Property tax / month
$342.08
Maintenance / month
Period / amount not reported

Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.

Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.

Land transfer tax · one time

Transfer tax total
$9,855

Before rebates, surcharges and fees. Not part of the monthly subtotal.

Tax assumptions & breakdown

Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.

Ontario tax
$9,855
Toronto municipal tax
$0

Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.

Ontario rates · Toronto rates (April 2026)

Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.

Adjust cost assumptions ↓ · Closing-cost tools

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About this home

Looking for a property that offers space, versatility and income potential? This unique commercial/residential property is ideally situated along a main artery in the heart of Chippawa, offering an outstanding opportunity for business owners, investors or entrepreneurs looking to establish or expand their business.The main floor features a storefront and 1 bedroom apartment, providing excellent potential for retail, professional offices, a service-based business or further commercial use. The upper level offers a spacious, well-maintained 3-bedroom residential apartment, creating an opportunity for additional rental income or owner-occupied living.A major highlight is the impressive 30' x 25' heated garage/workshop at the rear, ideal for tradespeople, contractors, mechanics, hobbyists or businesses requiring dedicated workspace. Features include a radiant gas tube heater, 60 AMP electrical service, 12-foot ceilings, two overhead doors (9' x 9' and 9' wide), plus an attached 14.6' x 25' storage room.Set on a generous lot in a high-visibility location, this property is just steps from the Welland River (affectionately known as "The Crick"), a nearby boat launch and Chippawa's charming downtown square. With its combination of commercial space, residential accommodations and substantial workshop facilities, the possibilities are endless.Operate your business, generate rental income, live upstairs or explore the potential to expand the property's use. An exciting opportunity to invest in a versatile commercial property in one of Niagara Falls' established communities!

Home details

Days on market
1
Property type
Commercial Retail
MLS® number
X14168830
Source status
New
Postal code
L2G 6B8
Building area (total)
0.23 acres
Lot depth
165 ft
Garage parking spaces
Not reported
Total parking spaces
Not reported
Occupancy
Owner+Tenant
Possession type
30-59 days
Garage
Double Detached
Annual property tax
4105
Heating system
Gas Forced Air Closed
Cooling
Yes
Utility services
Available
Sewer
Sanitary

These details come from the listing source. Please confirm measurements and fees before making a decision.

Utilities and services

Reported utility services
Available
Sewer
Sanitary
Heating system
Gas Forced Air Closed
Cooling
Yes

A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.

Rooms & virtual tours

Room measurements

Room measurement units

Loading source-reported room dimensions…

Converted measurements are approximate. Levels and dimensions are shown only when supplied.

Room-count details have not been supplied for this listing.

Ask the listing brokerage for floor plans and measured room layouts.

PARTIAL SOURCE RECORD

Listing dates & price record

Asking amount
$669,000
  1. Original MLS entry

    Entry into the source MLS system; distinct from days on market.

Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.

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Nearby homes sold in Niagara Falls

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Estimate monthly costs

Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.

Enter assumptions

Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.

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Map and neighbourhood

Region / county
NIAGARA
Municipality
NIAGARA FALLS
MLS® community
223 - Chippawa
See homes for sale in Niagara Falls →
PLAN YOUR ROUTE

Plan a trip from this home

Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.

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Around this property

Schools, transit & everyday places

Published local sources. Distances are approximate straight-line distances, not walking routes.

Nearby publicly funded schools

Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.

School year 2024-2025 · Preliminary · publisher extract 2026-09-14.

243 m

Sacred Heart Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Niagara CDSB ↗

8450 Oliver St, Niagara Falls

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
77%
Grade 3 Writing (at provincial standard)
71%
Grade 3 Mathematics (at provincial standard)
74%
Grade 6 Reading (at provincial standard)
97%
Grade 6 Writing (at provincial standard)
100%
Grade 6 Mathematics (at provincial standard)
76%
1.1 km

River View Public School ↗

Elementary · JK-8 · English · Public

School board: DSB Niagara ↗

3300 Cattell Dr, Niagara Falls

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
81%
Grade 3 Writing (at provincial standard)
71%
Grade 3 Mathematics (at provincial standard)
69%
Grade 6 Reading (at provincial standard)
85%
Grade 6 Writing (at provincial standard)
85%
Grade 6 Mathematics (at provincial standard)
45%
3.6 km

Father Hennepin Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Niagara CDSB ↗

6032 Churchill St, Niagara Falls

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
100%
Grade 3 Writing (at provincial standard)
92%
Grade 3 Mathematics (at provincial standard)
92%
Grade 6 Reading (at provincial standard)
96%
Grade 6 Writing (at provincial standard)
100%
Grade 6 Mathematics (at provincial standard)
73%
4.1 km

ÉÉC Notre-Dame-de-la-Jeunesse-Niagara.F ↗

Elementary · JK-8 · French · Catholic

School board: CS catholique MonAvenir ↗

7374 Wilson croissant, Niagara Falls

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

No published percentages for these measures in this source record.

4.4 km

Heximer Avenue Public School ↗

Elementary · JK-8 · English · Public

School board: DSB Niagara ↗

6727 Heximer Ave, Niagara Falls

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
94%
Grade 3 Writing (at provincial standard)
82%
Grade 3 Mathematics (at provincial standard)
91%
Grade 6 Reading (at provincial standard)
94%
Grade 6 Writing (at provincial standard)
94%
Grade 6 Mathematics (at provincial standard)
84%
4.8 km

James Morden Public School ↗

Elementary · JK-8 · English · Public

School board: DSB Niagara ↗

7112 Dorchester Rd, Niagara Falls

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
71%
Grade 3 Writing (at provincial standard)
47%
Grade 3 Mathematics (at provincial standard)
50%
Grade 6 Reading (at provincial standard)
86%
Grade 6 Writing (at provincial standard)
90%
Grade 6 Mathematics (at provincial standard)
50%

Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.

Transit near this property

No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.

Nearby shops & amenities

No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.

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Similar homes for sale in 223 - Chippawa, Niagara Falls, Niagara, Ontario

Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.

Property questions

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Are the measurements and features independently verified?

Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.

What do nearby school, transit and shop results mean?

They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.

Can I see sold prices for nearby properties?

Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.

How should I use the monthly cost estimate?

It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.

Home and neighbourhood overview

4020 Main Street, Niagara Falls, ON L2G 6B8, Niagara Falls is listed for sale as a Commercial Retail. Asking price: $669,000. Occupancy is reported as Owner+Tenant. MLS® X14168830.

The Ministry’s school dataset lists Sacred Heart Catholic Elementary School approximately 243 m from the property’s mapped location.

Local context

The Ministry’s school dataset lists Sacred Heart Catholic Elementary School approximately 243 m from the property’s mapped location.

Sources & distance notes

Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.

Explore the area: Niagara · Niagara Falls.

This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.

Listing brokerage: REALTY EXECUTIVES PLUS LTD, BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14168830. Information deemed reliable but not guaranteed.

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