245 Niven Road, Niagara-on-the-Lake, ON L0S 1J0
Niagara-on-the-Lake, ON L0S 1J0
Quick cost estimateKnown monthly subtotal$5,797.94 / monthLand transfer tax $20,375One-time estimate
Quick cost estimate
$5,797.94 / monthKnown monthly subtotal
- Mortgage principal & interest
- $5,560.14
- Property tax / month
- $237.80
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $20,375
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $20,375
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 245 Niven Road, simply a wonderful location, surrounded by mature trees, orchards, & ponds yet a short walk or bicycle ride from all of the excitement & convenient amenities that Old Town, Niagara-on-the-Lake has to offer. With almost 3,100 sqft, this home features soaring 9 ft ceilings, 4 very large bdrms, & Big, Beautiful, Bright windows throughout showcasing the stunning views. The main-floor consists of a very large living rm w oak staircase, dining rm w a beautiful picturesque tiled fireplace highlighting the century homes character & charm, a spacious eat-in kitchen w an oversized centre island, plenty of cupboards & counter space, a convenient driveway side mudrm, a large family rm w a wood burning stove & sliding doors to the backyard deck (2025), and another side entrance that leads in to the Laundry rm and the second stairwell that provides opportunity for generational living, a home business, or possible rental suite if the appropriate modifications are made. Upstairs you'll find the 4 spacious bdrms all w wonderful views, updated lighting & ceiling fans. The primary bdrm has built-in shelving, a 4 pc ensuite w clawfoot tub & leads to a very neat space which can be used as a study or office that has built-in bookshelves and the back stairwell. A large 4-piece family bth completes the upstairs. Very easy to get in & out on the circular driveway & the detached 2 car garage/barn w hydro has extra storage space & could be the perfect hobby /craft area or possibly converted to a bunk house, as was it's originally use! This is a wonderful home in a truly magical location, ready for the next family to love & care for it for many years! .92 Acres. Estate Sale, "As-Is Where Is", Exterior/Interior Paint 25', Furnace, AC & HWH all 25', All Electrical & Insulation Updated. Low, low taxes!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14128460
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L0S 1J0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3000-3500
- Lot size
- .50-1.99 acres (reported range)
- Lot depth
- 207.44 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 14
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 2853.6
- Basement
- Partial Basement, Unfinished
- Interior features
- Sump Pump, Water Heater, Upgraded Insulation
- Exterior features
- Deck
- Architectural style
- 2-Storey
- Parking features
- Circular Drive
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- View
- Trees/Woods, Orchard, Pond
- Direction facing
- North
- Construction materials
- Asbestos Siding, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 8 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 11
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,195,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 245 Niven Road, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- NIAGARA-ON-THE-LAKE
- MLS® community
- 101 - Town
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Crossroads Public School ↗
Elementary · JK-8 · English · Public
1350 Niagara Stone Road, Niagara On The Lake
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 87%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 98%
- Grade 6 Writing (at provincial standard)
- 96%
- Grade 6 Mathematics (at provincial standard)
- 78%
St Michael Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
387 Line 3 2, Niagara-On-The-Lake
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 92%
- Grade 3 Writing (at provincial standard)
- 96%
- Grade 3 Mathematics (at provincial standard)
- 88%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 92%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Niagara-on-the-Lake
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
245 Niven Road, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 1, parking spaces reported as 14, lot size reported as .50-1.99 acres (reported range). Asking price: $1,195,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14128460.
The Ministry’s school dataset lists Crossroads Public School approximately 4.1 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Crossroads Public School approximately 4.1 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Niagara-on-the-Lake · 101 - Town.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14128460. Information deemed reliable but not guaranteed.