40 Harmony Drive, Niagara-on-the-Lake, ON L0S 1J0
Niagara-on-the-Lake, ON L0S 1J0
Quick cost estimateKnown monthly subtotal$7,627.71 / monthLand transfer tax $26,175One-time estimate
Quick cost estimate
$7,627.71 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,909.47
- Property tax / month
- $718.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $26,175
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $26,175
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Exceptional craftsmanship, thoughtful design and beautifully updated interiors come together in this custom-built Gatta residence, offering an impressive blend of architectural character and refined modern living.At the heart of the home is the spectacular open-concept great room, where soaring 19-foot ceilings create an immediate sense of scale and light. Floor-to-ceiling stone surrounds the fireplace, framed by custom built-in bookcases with granite detailing, while an expansive wall of windows fills the principal living and dining spaces with natural light.The fully updated kitchen has been beautifully reimagined with both style and entertaining in mind. Generous cabinetry, sophisticated finishes and an impressive centre island create a natural gathering place, seamlessly connecting the kitchen with the dining and living areas. The result is a warm, elegant space equally suited to everyday living and hosting family and friends.French doors open to a professionally designed conservatory, an exceptional extension of the living space featuring a vaulted ceiling, skylights, beautiful lighting and timeless flagstone flooring. Surrounded by views of the private grounds, this distinctive room offers an inviting setting to enjoy throughout the seasons.Outdoors, the backyard has been designed as a private retreat. A spacious flagstone patio provides an elegant backdrop for outdoor dining and entertaining, complemented by an in-ground saltwater pool and mature surroundings that create a wonderful sense of privacy.The main-floor primary suite offers the convenience of one-level living together with a spacious private ensuite. Beautiful proportions, quality finishes and numerous upgrades are carried throughout the home.Distinctive yet inviting, this exceptional Gatta-built residence offers the craftsmanship of a custom home, the sophistication of thoughtfully updated interiors and exceptional spaces designed for entertaining, relaxing and enjoying life at home.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13755570
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- L0S 1J0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2000-2500
- Lot depth
- 126.05 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 8618.97
- Basement
- Partially Finished
- Interior features
- Water Heater
- Architectural style
- 2-Storey
- Pool features
- Inground, Salt
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- South
- Construction materials
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 59 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 8
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,485,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 40 Harmony Drive, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- NIAGARA-ON-THE-LAKE
- MLS® community
- 101 - Town
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Crossroads Public School ↗
Elementary · JK-8 · English · Public
1350 Niagara Stone Road, Niagara On The Lake
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 87%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 98%
- Grade 6 Writing (at provincial standard)
- 96%
- Grade 6 Mathematics (at provincial standard)
- 78%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Niagara-on-the-Lake
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
40 Harmony Drive, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake is listed for sale as a Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $1,485,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13755570.
The Ministry’s school dataset lists Crossroads Public School approximately 5.0 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Crossroads Public School approximately 5.0 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Niagara-on-the-Lake · 101 - Town.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13755570. Information deemed reliable but not guaranteed.