424 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0
Niagara-on-the-Lake, ON L0S 1J0
Quick cost estimateKnown monthly subtotal$6,579.40 / monthLand transfer tax $22,455One-time estimate
Quick cost estimate
$6,579.40 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,044.04
- Property tax / month
- $535.36
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $22,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $22,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Custom 2-storey modern farmhouse in desirable Millpond subdivision, nestled in picturesque rural setting. Built in 2020, this home showcases an impressive exterior with professionally landscaped, low-maintenance, perennial beds, mature trees and tasteful interlocking stone driveway and walkway. Welcoming covered front porch on which to enjoy morning sunrises and beautiful escarpment views! Attractive open-plan main level with spacious dining area, perfect for entertaining and open to living room with focal fireplace and vaulted ceiling with strategically placed pot lights. Bright and airy kitchen with oversized centre island, quartz countertops, stainless steel gas stove, dishwasher and fridge. Countless windows for natural sunlight to brighten every room. 8' sliding doors lead out onto large patio with pergola for dining al fresco or sitting in one of several seating areas surrounded by a rose covered trellis. Back inside, the main floor continues to an office cum music room, large full bath with glass shower and mud room with built-in shelving and cupboards, as well as access to backyard and double car garage. The second level is well laid out with the primary bedroom overlooking the scenic backyard, spacious walk-in closet and ensuite bath with custom vanity with 2 sinks and glass shower with raindrop showerhead. Second and third bedrooms overlook the front yard and share a large family bath with tub/shower combination. The third bedroom is currently used as an office and does not have a closet. Expansive laundry room with custom cabinetry and countertop. The basement has been finished and offers a bright and sunny bedroom with full bathroom, family room area for watching your favourite movies, pantry and utility/storage rooms. Situated by Millpond Road's row of luxurious homes, this property offers a larger yard abutting serene farmland beside and behind. Ideal family home on bus route and close to amenities, this is St. Davids living at its best!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13633048
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- L0S 1J0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot depth
- 120.03 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 6424.32
- Basement
- Full, Partially Finished
- Interior features
- On Demand Water Heater, Auto Garage Door Remote
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- North
- Construction materials
- Hardboard
- Roof
- Asphalt Shingle
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 94 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 7
- Rooms below grade
- 3
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,299,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 424 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- NIAGARA-ON-THE-LAKE
- MLS® community
- 105 - St. Davids
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Niagara-on-the-Lake
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
424 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake is listed for sale as a Detached. The listing reports 4 bedrooms, 4 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 4. Asking price: $1,299,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13633048.
Local context
Explore the area: Niagara-on-the-Lake · 105 - St. Davids.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13633048. Information deemed reliable but not guaranteed.