522 Mississagua Road, Niagara-on-the-Lake, ON L0S 1J0
Niagara-on-the-Lake, ON L0S 1J0
Quick cost estimateKnown monthly subtotal$4,063.40 / monthLand transfer tax $12,375One-time estimate
Quick cost estimate
$4,063.40 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,699.01
- Property tax / month
- $364.39
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $12,375
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $12,375
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Amazing bungalow with warm flooring throughout the main floor, large room sizes, and a massive lot with stunning private cultured gardens for you to enjoy! Imagine sipping your morning coffee, sun rising over your private tall cedar lined property line, birds chirping, quiet, peaceful. That's what you get with this special property with extremely deep lot in the heart of Old Town. Two bedrooms on the main floor nicely separated for privacy with the main bath across from the primary bedroom. Separate step in shower and jacuzzi tub. So much natural light! This home is incredibly warm and inviting. Lovely updated kitchen with new built in dishwasher and professionally refinished cabinetry (2023.) The living room is large on the front of the home and the family room is on the back with an amazing brick hearth and natural gas fireplace as well as large sliding glass doors to the new composite deck (2025.) Side entry recently updated with composite deck as well (2025.) Furnace and AC replaced in 2022. The lower level has tons of space for you and/or the kids as a family room and the added lower level with basement walkout is massive and has so much potential to be an exercise room, family room, games room, bedroom, or even a small business area! There could be fantastic potential to live upstairs and use the 2nd lower level for your home based business (due diligence to be done by purchaser to ensure the zoning permits desired usage.) The grounds have been professionally groomed and cultured and they are very private. The garage is quite large with plenty of space for a workshop and storage. This bungalow is super cute and walking distance from the entertainment area, restaurants, golf, Shaw Theatre and so much more. You most definitely will not be disappointed!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X12974746
- Source status
- Extension
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- L0S 1J0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1100-1500
- Lot depth
- 208 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 7
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- Detached
- Annual property tax
- 4372.68
- Basement
- Finished with Walk-Out, Walk-Up
- Interior features
- In-Law Capability, Primary Bedroom - Main Floor
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 211 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 1
- Rooms above grade
- 6
- Rooms below grade
- 4
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $795,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 522 Mississagua Road, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NIAGARA
- Municipality
- NIAGARA-ON-THE-LAKE
- MLS® community
- 101 - Town
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Niagara-on-the-Lake
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
522 Mississagua Road, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 7. Asking price: $795,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X12974746.
Local context
Explore the area: Niagara-on-the-Lake · 101 - Town.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: REVEL Realty Inc., Brokerage. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X12974746. Information deemed reliable but not guaranteed.