61 Paffard Street 403, Niagara-on-the-Lake, ON L0S 1J0
Niagara-on-the-Lake, ON L0S 1J0
Quick cost estimateKnown monthly subtotal$3,291.78 / monthLand transfer tax $9,455One-time estimate
Quick cost estimate
$3,291.78 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,019.69
- Property tax / month
- $272.08
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $9,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $9,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Beautifully renovated interiors, scenic views from every window, and a peaceful setting just minutes from Old Town define this inviting Niagara-on-the-Lake condo. Situated on the top floor of a quiet 16-unit building, this 1,100 sq. ft. residence offers 2 bedrooms, 2 bathrooms, and generous living spaces designed for comfortable everyday living.Thoughtfully updated throughout, the home features Beckham Brothers 3/4-inch hardwood flooring, a custom kitchen with new appliances, stylish lighting, and convenient in-suite laundry. Two PTAC heating and cooling units provide year-round comfort, while abundant natural light and tranquil surroundings create a welcoming retreat.The Heritage Trail runs directly through the grounds, putting scenic walks right outside your door. A communal rooftop patio, located just steps from the unit, offers another inviting place to unwind and enjoy the surroundings. With deer often spotted in the backyard, the property feels connected to nature while remaining close to the shops, restaurants, wineries, and golf courses that make Niagara-on-the-Lake so desirable. A beautifully updated home offering privacy, convenience, and an exceptional setting.
Home details
- Days on market
- Not reported
- Property type
- Condo Apartment
- MLS® number
- X13802266
- Source status
- Price Change
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- L0S 1J0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1000-1199
- Garage parking spaces
- Not reported
- Total parking spaces
- 1
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Carport
- Annual property tax
- 3265
- Maintenance fee (source period)
- 797
- Basement
- None
- Laundry
- In-Suite Laundry
- Interior features
- Water Heater
- Architectural style
- Other
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Other
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
- Construction materials
- Brick
- MLS entry age (not confirmed DOM)
- 49 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Other
- Heating fuel
- Electric
- Cooling
- Wall Unit(s)
- Included in maintenance
- Water Included, Common Elements Included, Building Insurance Included, Parking Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 10
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $649,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 61 Paffard Street 403, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- NIAGARA-ON-THE-LAKE
- MLS® community
- 101 - Town
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Niagara-on-the-Lake
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
61 Paffard Street 403, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake is listed for sale as a Condo Apartment. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 1000-1199 (units not reported), kitchens reported as 1, parking spaces reported as 1. Asking price: $649,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13802266.
Local context
Explore the area: Niagara-on-the-Lake · 101 - Town.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13802266. Information deemed reliable but not guaranteed.