92 Loretta Drive 12, Niagara-on-the-Lake, ON L0S 1T0
Niagara-on-the-Lake, ON L0S 1T0
Quick cost estimateKnown monthly subtotal$3,621.25 / monthLand transfer tax $10,455One-time estimate
Quick cost estimate
$3,621.25 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,252.34
- Property tax / month
- $368.92
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to Stone Gate Park, where sophisticated comfort meets ultimate convenience in the heart of Virgil! This meticulously finished townhome welcomes you with an impressive, bright grand foyer that leads into a magnificent main living area boasting soaring vaulted ceilings and a cozy gas fireplace. The classic oak kitchen features timeless cabinetry and a charming breakfast nook, flowing seamlessly onto a private rear deck, the perfect setting for enjoying local Niagara wines. Designed for versatile living, the main floor hosts a primary retreat complete with a walk-in closet and a 4-piece ensuite, alongside a second bedroom ideal for a bright home office. The fully finished lower level significantly expands your living space, offering a massive recreation room and a private third bedroom for guests. Enhanced by stunning curb appeal with mature, manicured gardens and an inviting covered front porch, this property offers an unmatched walkable lifestyle just a short stroll from award-winning wineries, local craft breweries, and the scenic Virgil Sports Park.
Home details
- Days on market
- 73
- Property type
- Vacant Land Condo
- MLS® number
- X13730230
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- L0S 1T0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1200-1399 (units not reported)
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- Attached
- Annual property tax
- 4427
- Maintenance fee (source period)
- 275
- Basement
- Finished
- Laundry
- Laundry Closet, Laundry Room
- Interior features
- Primary Bedroom - Main Floor
- Architectural style
- Bungalow
- Parking features
- Private
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Construction materials
- Vinyl Siding, Stone
- Roof
- Asphalt Shingle
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Included in maintenance
- Common Elements Included
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Bedrooms below grade
- 1
- Rooms above grade
- 6
- Rooms below grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing history
- Asking amount
- $699,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
The timeline uses changes observed by EnterHome and dates reported by the source. Earlier changes may be unavailable if they were not captured.
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Estimate monthly costs
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- NIAGARA-ON-THE-LAKE
- MLS® community
- 108 - Virgil
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in 108 - Virgil, Niagara-on-the-Lake, Niagara, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
92 Loretta Drive 12, Niagara-on-the-Lake, ON L0S 1T0, Niagara-on-the-Lake is listed for sale as a Vacant Land Condo. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 1200-1399 (units not reported), kitchens reported as 1, parking spaces reported as 2. Asking price: $699,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13730230.
Local context
Explore the area: Niagara-on-the-Lake · 108 - Virgil.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13730230. Information deemed reliable but not guaranteed.