99 Homestead Drive, Niagara-on-the-Lake, ON L0S 1J0
Niagara-on-the-Lake, ON L0S 1J0
Quick cost estimateKnown monthly subtotal$5,103.11 / monthLand transfer tax $16,273One-time estimate
Quick cost estimate
$5,103.11 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,605.85
- Property tax / month
- $497.27
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $16,273
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $16,273
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Precisely crafted with stunning finishes, 99 Homestead Drive is ready to impress! Built in 2024, this bungalow is situated in the quaint community of Virgil and comes equipped with a full in-law suite featuring a separate entrance from the exterior of the home. This location puts you close to top schools, beautiful scenery and a variety of restaurants and wineries - making everyday life feel convenient and stress-free. Approaching the property, the striking curb appeal is undeniable. Complete with an exposed aggregate driveway and an attached garage - this gorgeous home has been carefully thought out and is truly move-in ready. From the moment you enter, take note of the fabulous layout that this home offers. Flowing seamlessly into the dining area and living room beyond, the kitchen is flawless and features a large island, quartz countertops and ample cabinetry. The living room invites relaxation with a cozy gas fireplace and provides direct access to the composite deck that overlooks the fully fenced yard. With an expansive patio beyond the deck, this property is ideal for entertaining. The primary bedroom is a serene retreat, complete with a beautiful, 3-piece ensuite and a walk-in closet that has been outfitted with a custom organizer. Two additional bedrooms on this level provide comfort and flexibility for family or guests, while thoughtful touches like main-floor laundry and automatic blinds truly make daily living effortless. As a true bonus, the bedroom at the front of the home comes equipped with a Murphy bed and built-in storage. Ideal for a multi-generational family looking to live under the same roof but with ample privacy, the basement of this home is bright, spacious and full of wow-factor. Featuring a second kitchen, living room, two oversized bedrooms, a 4-piece bathroom and its own laundry room, along with ample storage, this level is sure to be appealing to many. This is your time to make the move to Niagara-on-the-Lake - wine country is calling!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13659086
- Source status
- New
- Bedrooms
- 5
- Bathrooms
- 3
- Postal code
- L0S 1J0
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500 (units not reported)
- Lot size
- < .50 acres (reported range)
- Lot depth
- 102.53 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 5967.21
- Basement
- Finished, Separate Entrance, Full
- Interior features
- Air Exchanger, Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned
- Exterior features
- Deck, Lawn Sprinkler System, Patio
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- South
- Construction materials
- Stone, Vinyl Siding
- Roof
- Shingles
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 89 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 2
- Rooms above grade
- 7
- Rooms below grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $989,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NIAGARA
- Municipality
- NIAGARA-ON-THE-LAKE
- MLS® community
- 108 - Virgil
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in 108 - Virgil, Niagara-on-the-Lake, Niagara, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
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Home and neighbourhood overview
99 Homestead Drive, Niagara-on-the-Lake, ON L0S 1J0, Niagara-on-the-Lake is listed for sale as a Detached. The listing reports 5 bedrooms, 3 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 2, parking spaces reported as 3, lot size reported as < .50 acres (reported range). Asking price: $989,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13659086.
Local context
Explore the area: Niagara-on-the-Lake · 108 - Virgil.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: REVEL Realty Inc., Brokerage. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13659086. Information deemed reliable but not guaranteed.