647 Douglas Street, North Bay, ON P1B 5N9
North Bay, ON P1B 5N9
Quick cost estimateKnown monthly subtotal$2,430.74 / monthLand transfer tax $5,775One-time estimate
Quick cost estimate
$2,430.74 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,163.57
- Property tax / month
- $267.17
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,775
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,775
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
This well-maintained century home offers the flexibility of a detached residence with a legal secondary suite, making it an excellent opportunity for homeowners, multi-generational families, or investors alike. The vacant main-floor unit provides the perfect opportunity for an owner to move in and enjoy direct access to the large backyard while benefiting from rental income from the upper unit, or for an investor to set their own market rent. Extensively updated between 2021 and 2024, the property blends timeless character with modern improvements, including a new furnace and central air (2021), updated shingles (2021), and significant insulation, soundproofing, and fire separation enhancements between units. The third floor was fully remodelled in 2021 with added spray foam insulation, followed by a complete second-floor kitchen renovation in 2022, along with major exterior and crawlspace upgrades, including sealing and spray foam. In 2023, the main floor underwent a full gut renovation, including a beautifully updated bathroom, with additional soundproofing, fireproofing, and insulation improvements throughout. Exterior upgrades continue with a new deck (2023), brick pathways, retaining wall and fencing improvements, a new Mennonite-built shed (2024), and a sump pump installation (2024). Waterlines have been updated throughout (2021-2023), and each unit offers its own heating setup, with the main-floor unit featuring forced-air natural gas heating and central air, while the upper unit offers a natural gas fireplace with optional baseboard heating, along with its own hydro meter and electrical panel. Centrally located and close to everyday amenities, this solid brick home offers exceptional flexibility and long-term value. Whether you're looking for a primary residence with mortgage-helping income, space for extended family, or a turnkey investment property, this move-in-ready home presents a rare opportunity in the heart of North Bay. Zoning is a Legal Duplex.
Home details
- Days on market
- 0
- Property type
- Detached
- MLS® number
- X14173878
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- P1B 5N9
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500 (units not reported)
- Lot depth
- 125.04 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Tenant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 3206
- Basement
- Full
- Interior features
- Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage, Sump Pump, Upgraded Insulation
- Exterior features
- Controlled Entry, Deck, Landscaped, Patio, Year Round Living
- Architectural style
- 2 1/2 Storey
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Central Air
- Sewer
- Sewer
- View
- City
- Direction facing
- West
- Construction materials
- Brick, Vinyl Siding
- Roof
- Fibreglass Shingle
- Foundation
- Poured Concrete
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 10
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing history
- Asking amount
- $465,000
First seen in EnterHome
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Nipissing
- Municipality
- NORTH BAY
- MLS® community
- Central
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Central, North Bay, Nipissing, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
647 Douglas Street, North Bay, ON P1B 5N9, North Bay is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 2, parking spaces reported as 4. Asking price: $465,000. Occupancy is reported as Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14173878.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Century 21 Blue Sky Region Realty Inc., Brokerage. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14173878. Information deemed reliable but not guaranteed.