14 Rustic Oak Trail, North Dumfries, ON N0B 1E0
North Dumfries, ON N0B 1E0
Quick cost estimateKnown monthly subtotal$4,857.30 / monthLand transfer tax $15,073One-time estimate
Quick cost estimate
$4,857.30 / monthKnown monthly subtotal
- Mortgage principal & interest
- $4,326.68
- Property tax / month
- $530.63
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $15,073
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $15,073
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
From its striking brick exterior and welcoming covered entry, 14 Rustic Oak Trail makes a lasting first impression. Step inside to a bright foyer and a meticulously maintained home offering 2,678 sq. ft., 4 bedrooms and 3.5 bathrooms. Follow the hall past the formal dining room into a kitchen designed to bring everyone together. A generous island anchors the space, complemented by soft-close cabinetry, stainless steel appliances and a gas cooktop. The kitchen opens to a sun-filled living room, where large windows overlook the backyard and an electric fireplace sets the scene for relaxed evenings. A dedicated main-floor office offers a quiet place to work. Upstairs, a spacious landing offers room for a sitting area, with laundry conveniently located near all four bedrooms. The primary suite features a bright ensuite with a freestanding soaker tub, glass shower and double vanity. A second bedroom has its own ensuite, while the remaining two bedrooms share a Jack and Jill bathroom-giving every bedroom direct bathroom access. The unfinished basement is already a great place to gather: fabric-wrapped walls and foam flooring create a comfortable movie-night setup, with plenty of storage, a cold cellar and a bathroom rough-in for future possibilities. Outside, sliding doors lead to a fenced, low-maintenance backyard and a generous patio for dining and lounging. The insulated, climate-controlled garage offers space for a workshop or organized storage, with heavy-duty shelving and conduit for a future EV charger. With an extensive selection of upgrades completed directly through the builder, along with thoughtful post-construction improvements, this Ayr home brings together beautiful living spaces, quality finishes, and carefully considered details for everyday life.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14108586
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 4
- Postal code
- N0B 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2500-3000
- Lot size
- < .50 acres (reported range)
- Lot depth
- 111 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Other
- Garage
- Attached
- Annual property tax
- 6367.52
- Basement
- Unfinished
- Interior features
- Water Softener, Water Heater
- Exterior features
- Porch, Patio, Landscaped
- Architectural style
- 2-Storey
- Parking features
- Available
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Central Air
- Water source
- Reverse Osmosis
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Brick, Brick Veneer
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 15 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Reverse Osmosis
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 8
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $929,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- WATERLOO
- Municipality
- NORTH DUMFRIES
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in North Dumfries
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
14 Rustic Oak Trail, North Dumfries, ON N0B 1E0, North Dumfries is listed for sale as a Detached. The listing reports 4 bedrooms, 4 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as < .50 acres (reported range). Asking price: $929,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14108586.
Local context
Explore the area: Waterloo · North Dumfries.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX TWIN CITY REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14108586. Information deemed reliable but not guaranteed.