190 NITH RIVER Way, North Dumfries, ON N0B 1E0
North Dumfries, ON N0B 1E0
Quick cost estimateKnown monthly subtotal$2,590.27 / monthLand transfer tax $6,455One-time estimate
Quick cost estimate
$2,590.27 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,321.77
- Property tax / month
- $268.50
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $6,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $6,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 190 Nith River Way, a beautifully updated semi-detached home nestled in the quiet and charming community of Ayr. Offering 2 bedrooms, 1 bathroom and a bright, inviting layout, this move-in-ready home combines modern updates with the comfort of small-town living. The main floor features a bright and spacious living and dining area, perfect for everyday living and entertaining. The modern kitchen is thoughtfully designed with stainless steel appliances, a double sink, subway tile backsplash and plenty of functionality, with a convenient walkout to the backyard patio. Upstairs, you'll find two comfortable bedrooms, including a spacious primary bedroom, along with a shared 4-piece bathroom. The finished basement adds valuable additional living space with a cozy recreation room, laundry area and plenty of storage. Step outside to enjoy the fully fenced backyard, featuring a large, deep lot with a patio, mature trees and established gardens that create a private and peaceful setting for relaxing, entertaining or enjoying the outdoors. Parking is available for up to three vehicles, with one space in the single-car garage and two additional spaces on the double-wide driveway. Ideally located just minutes from Highway 401, this home is an excellent option for commuters looking to enjoy the relaxed pace of small-town living without sacrificing convenience. Close to shopping, everyday amenities, schools, parks and the scenic Nith River, 190 Nith River Way is a wonderful place to call home.
Home details
- Days on market
- Not reported
- Property type
- Semi-Detached
- MLS® number
- X14162512
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- N0B 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-1100 (units not reported)
- Lot depth
- 131.50 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Owner
- Possession type
- 60-89 days
- Garage
- Attached
- Annual property tax
- 3222
- Basement
- Full, Partially Finished
- Interior features
- Water Softener, Water Heater
- Architectural style
- 2-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 6
- Rooms below grade
- 2
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $499,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- WATERLOO
- Municipality
- NORTH DUMFRIES
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Brigid Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
50 Broom St, Ayr
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 84%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 65%
- Grade 6 Reading (at provincial standard)
- 100%
- Grade 6 Writing (at provincial standard)
- 100%
- Grade 6 Mathematics (at provincial standard)
- 67%
Ayr Public School ↗
Elementary · JK-6 · English · Public
Waterloo Region DSB
105 Hall St, Ayr
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 62%
- Grade 3 Writing (at provincial standard)
- 58%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 20%
Cedar Creek Public School ↗
Elementary · JK-8 · English · Public
Waterloo Region DSB
55 Hilltop Dr, Ayr
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 71%
- Grade 3 Writing (at provincial standard)
- 61%
- Grade 3 Mathematics (at provincial standard)
- 59%
- Grade 6 Reading (at provincial standard)
- 78%
- Grade 6 Writing (at provincial standard)
- 75%
- Grade 6 Mathematics (at provincial standard)
- 46%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in North Dumfries, Waterloo, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
190 NITH RIVER Way, North Dumfries, ON N0B 1E0, North Dumfries is listed for sale as a Semi-Detached. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 3. Asking price: $499,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14162512.
The Ministry’s school dataset lists St Brigid Catholic Elementary School approximately 209 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists St Brigid Catholic Elementary School approximately 209 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Waterloo · North Dumfries.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX TWIN CITY REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14162512. Information deemed reliable but not guaranteed.