149 Tammy's Cove Road, Northern Bruce Peninsula, ON N0H 1W0
Northern Bruce Peninsula, ON N0H 1W0
Quick cost estimateKnown monthly subtotal$2,260.67 / monthLand transfer tax $5,455One-time estimate
Quick cost estimate
$2,260.67 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,089.13
- Property tax / month
- $171.55
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $5,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $5,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to your hideaway on Tammy's Cove Road! An enchanting home or four-season cottage tucked into the trees with views of Miller Lake shimmering through the leaves, and lake access just across the road. Perched on a private, forested hillside with nothing but untouched woodland behind you, the setting feels lifted into the canopy, where sunlight filters through branches and evenings invite campfires under a sky full of stars. Inside, warm pine tongue-and-groove wraps the space in cottage character. Updates include a metal roof, renovated kitchen, appliances, flooring, lighting, select windows, and water filtration, so you can simply arrive and exhale. The living room opens to a walkout deck, perfect for morning coffee amongst the treetops or quiet twilight dinners with seasonal lake views. Just across the road, a large municipal waterfront access, approximately 100 ft of shoreline, makes lake life effortless. Swim, launch a kayak, or stretch out with a book by the water whenever the mood strikes. A winterized guest bunkie with an electric fireplace creates a cozy retreat for visitors and adds to the property's proven rental appeal, ideal if you're dreaming of income potential alongside personal enjoyment. Set on a peaceful, family-friendly road yet close to the Peninsula's most iconic destinations including Tobermory, The Grotto, Smokey Head White Bluffs Provincial Park, Devil's Monument, and Dyers Bay, this is a place where nature, comfort, and a little everyday magic meet on the beautiful Bruce Peninsula.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13110532
- Source status
- Extension
- Bedrooms
- 2
- Bathrooms
- 1
- Postal code
- N0H 1W0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-1100 (units not reported)
- Lot size
- < .50 acres (reported range)
- Lot depth
- 182.72 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Partial
- Possession type
- 1-29 days
- Garage
- None
- Annual property tax
- 2058.58
- Basement
- Unfinished, Walk-Out
- Interior features
- Carpet Free, Guest Accommodations, Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment
- Exterior features
- Deck, Privacy, Recreational Area, Seasonal Living, Year Round Living
- Architectural style
- Bungalow-Raised
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Forest, Lake, Trees/Woods
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 181 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 7
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $449,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- BRUCE
- Municipality
- NORTHERN BRUCE PENINSULA
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Around this property
Schools, transit & everyday places
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Northern Bruce Peninsula, Bruce, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
149 Tammy's Cove Road, Northern Bruce Peninsula, ON N0H 1W0, Northern Bruce Peninsula is listed for sale as a Detached. The listing reports 2 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 4, lot size reported as < .50 acres (reported range). Asking price: $449,000. Occupancy is reported as Partial. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13110532.
Local context
Explore the area: Bruce · Northern Bruce Peninsula.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Century 21 Millennium Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13110532. Information deemed reliable but not guaranteed.