594 Warner Bay Road, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula, ON N0H 2R0
Quick cost estimateKnown monthly subtotal$3,662.36 / monthLand transfer tax $10,975One-time estimate
Quick cost estimate
$3,662.36 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,373.31
- Property tax / month
- $289.05
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,975
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,975
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
WATERFRONT COTTAGE LIFE AWAITS! Get ready to enjoy life by the lake, with campfires, get-togethers, barbecues and stargazing! Located in protected Warner Bay, you'll love the gradual access to Lake Huron, perfect for swimming and kayaking. Soak in the sunsets on the water-side deck or laze in the hammock listening to the waves... Ahhh life by the lake. This property offer 137 ft. of shoreline, sited on a paved year-round road located within 10 minute drive to Tobermory and amenities. A perfect location for your lakeside getaway with privacy from mature, evergreen trees. The kids or guests will love the detached guest quarters - play games or sleep with lake views in the Bunkie, while you can enjoy treed views from the Cabin. The detached garage offers a workshop, as well as a separate storage bay for toys, bikes or small watercraft - both with concrete floor and roll up doors. The main cottage features 3 bedrooms and a 4Pc bathroom across 932 sq.ft. A true Tobermory Ralph cottage with features such as hardwood flooring, vaulted ceilings, exposed beams, open concept living area and built-in storage. The shore stone fireplace anchors the living room, while the large window in the dining area affords plenty of natural light and stunning lake views. Many updates such as the kitchen and bathroom to modernize the space and add additional functionality to your stay. The sunroom off the primary bedroom is the perfect place to enjoy morning coffee. Only a short drive away to popular recreational activities and locations such as The Grotto, Singing Sands Beach, Dunks Bay beach, The Bruce Trail, Pickleball courts or the Chi-Cheemaun ferry to Manitoulin Island. Enjoy Tobermory amenities, shops, restaurants and don't forget your ice cream! Memories are just waiting to be made...
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13493034
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- N0H 2R0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-1100 (units not reported)
- Lot size
- 0.80 acres
- Lot depth
- 289.26 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 3468.65
- Basement
- Separate Entrance, Crawl Space
- Interior features
- Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned
- Exterior features
- Deck, Privacy, Recreational Area
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Bay, Trees/Woods, Water
- Direction facing
- South
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 134 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $725,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- BRUCE
- Municipality
- NORTHERN BRUCE PENINSULA
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Northern Bruce Peninsula
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
594 Warner Bay Road, Northern Bruce Peninsula, ON N0H 2R0, Northern Bruce Peninsula is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 5, lot size reported as 0.80 acres. Asking price: $725,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13493034.
Local context
Explore the area: Bruce · Northern Bruce Peninsula.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX Grey Bruce Realty Inc.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13493034. Information deemed reliable but not guaranteed.