85 Simpson Avenue, Northern Bruce Peninsula, ON N0H 2R0
Northern Bruce Peninsula, ON N0H 2R0
Quick cost estimateKnown monthly subtotal$2,760.33 / monthLand transfer tax $7,455One-time estimate
Quick cost estimate
$2,760.33 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,554.41
- Property tax / month
- $205.92
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Motivated Seller! Rare opportunity to own a waterfront cottage in Tobermory at an exceptional value. Enjoy breathtaking views, direct water access, and one of the best-priced waterfront properties currently available. WATERFRONT COTTAGE MINUTES TO THE VILLAGE OF TOBERMORY! 1025 SqFt Living Space. Close To All Amenities, Recreation, Shops And The Ferry. Stunning Shoreline Views From The Perfect Living Room!! The Sunroom Makes You Feel Like You're Right On The Water, Perfect spot For Family Game Nights, & Dining. Located On A Protected Channel - Perfect For Boats, Canoeing And Kayaking! This Cute Place Is A True "Rustic" Cottage. Both The Kitchen And Living Room Feature A Vaulted Ceiling With The Exposed Log Beams! Huge Primary Bedroom With Large Closet. Two Additional Bedrooms Featuring High Vaulted Ceilings Giving A Large Feel To Them! 3pc Bathroom, With Shower, Cottage Comes Furnished! There Is Even A Finished Bunkie, 14' By 12'. Metal Roof On Cottage! Great Spot For Kids' Not to Mention The Very Large Storage Shed/Workshop, 16' By 10'. More Than 100k Spent In Recent Upgrades. Neck Flooring, Kitchen... Too Many Items To List. Option To Purchase With Exisiting Furniture.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13462878
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- N0H 2R0
- Kitchens
- 1
- Kitchens above grade
- 1
- Kitchens below grade
- 0
- Family room / den
- No
- Interior size (reported range)
- 700-1100 (units not reported)
- Lot depth
- 234.19 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Vacant
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 2471
- Basement
- None
- Interior features
- Carpet Free, Storage, Water Heater Owned, Workbench
- Exterior features
- Deck, Seasonal Living
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Window Unit(s)
- Water source
- Lake/River
- Sewer
- Septic
- View
- Water
- Direction facing
- South
- Construction materials
- Aluminum Siding
- Roof
- Metal
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 142 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- Window Unit(s)
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 0
- Rooms above grade
- 5
- Rooms below grade
- 0
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $549,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- BRUCE
- Municipality
- NORTHERN BRUCE PENINSULA
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Edmunds Public School ↗
Elementary · JK-3 · English · Public
21 Centennial Drive, Tobermory
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Northern Bruce Peninsula
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
85 Simpson Avenue, Northern Bruce Peninsula, ON N0H 2R0, Northern Bruce Peninsula is listed for sale as a Detached. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 3. Asking price: $549,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13462878.
The Ministry’s school dataset lists St Edmunds Public School approximately 2.4 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists St Edmunds Public School approximately 2.4 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Bruce · Northern Bruce Peninsula.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL STAR REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13462878. Information deemed reliable but not guaranteed.