89 Tammys Cove Road, Northern Bruce Peninsula, ON N0H 1Z0
Northern Bruce Peninsula, ON N0H 1Z0
Quick cost estimateKnown monthly subtotal$3,656.15 / monthLand transfer tax $10,725One-time estimate
Quick cost estimate
$3,656.15 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,315.15
- Property tax / month
- $341
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $10,725
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $10,725
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Discover a private 28-acre retreat at Tammys Cove, ideally located just across from scenic Miller Lake. This 2005-built, three-storey, four-season residence is constructed with durable ICF and offers an exceptional blend of comfort, space, and natural beauty. The home features four generously sized bedrooms and three full bathrooms, with elevated views overlooking the surrounding landscape. Set on a picturesque property with an abundance of mature hardwood maple trees, the land offers both natural beauty and the potential added value of harvestable timber. Extensive recent upgrades include a new roof, eavestroughs with gutter guards, furnace, air conditioning unit, water heater, pressure tank, water softener, and UV filtration system. Interior improvements include fresh trim, updated tub surrounds and shower stalls, and new kitchen cabinetry, countertops, and backsplash. Offered fully furnished and turnkey, the property also includes a generator, tools, a 2024 John Deere riding lawn mower, and an all-purpose utility vehicle with dumping box-providing everything needed for immediate enjoyment of this exceptional Bruce Peninsula offering.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X12853142
- Source status
- Extension
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- N0H 1Z0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500 (units not reported)
- Lot size
- 27.80 acres
- Lot depth
- 2,585 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 20
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 4092
- Basement
- Walk-Out, Separate Entrance
- Interior features
- Air Exchanger, Central Vacuum, Guest Accommodations, In-Law Capability, Primary Bedroom - Main Floor, Storage, Water Heater Owned, Water Purifier, Water Softener, Workbench, Water Treatment, Upgraded Insulation
- Exterior features
- Deck, Landscaped, Privacy, Porch, Porch Enclosed, Recreational Area, Year Round Living
- Architectural style
- 3-Storey
- Parking features
- Circular Drive, Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Sewer
- Septic
- View
- Lake
- Direction facing
- East
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Insulated Concrete Form
- MLS entry age (not confirmed DOM)
- 247 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 8
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $712,500
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- BRUCE
- Municipality
- NORTHERN BRUCE PENINSULA
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Northern Bruce Peninsula, Bruce, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
89 Tammys Cove Road, Northern Bruce Peninsula, ON N0H 1Z0, Northern Bruce Peninsula is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 20, lot size reported as 27.80 acres. Asking price: $712,500. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X12853142.
Local context
Explore the area: Bruce · Northern Bruce Peninsula.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Chestnut Park Real Estate. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X12853142. Information deemed reliable but not guaranteed.