108 Division Street, Oshawa, ON L1G 5M1
Oshawa, ON L1G 5M1
Quick cost estimateKnown monthly subtotal$3,855.07 / monthLand transfer tax $11,415One-time estimate
Quick cost estimate
$3,855.07 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,475.67
- Property tax / month
- $379.40
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $11,415
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $11,415
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
*****LEGAL DUPLEX***** Welcome to this legal 2-unit home offering exceptional income potential or versatile multi-generational living, ideally located just steps from shopping, everyday amenities, and public transit.The main-level unit features a bright eat-in kitchen with a direct walkout to the private back deck and yard, accompanied by a comfortable living room and a spacious main-floor bedroom.The sprawling upper unit spans the top two levels, starting on the second floor with a second eat-in kitchen, a sunlit living room, a dedicated laundry room, and a bedroom equipped with convenient his-and-hers closets. Moving up to the third level, you will find a versatile loft space that functions beautifully as an expansive retreat.Out front, enjoy excellent curb appeal complete with a welcoming front deck and parking for up to 3 vehicles, along with a detached garden shed in the back for extra storage. A turnkey property offering rare versatility and strong rental potential in a prime, walkable location. Main floor is tenant occupied. Upper unit is vacant.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- E13819914
- Source status
- New
- Bedrooms
- 2
- Bathrooms
- 2
- Postal code
- L1G 5M1
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Lot depth
- 80 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Tenant
- Possession type
- 60-89 days
- Garage
- None
- Annual property tax
- 4552.74
- Basement
- Full
- Interior features
- None
- Architectural style
- 2 1/2 Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Attached garage
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Unknown
- MLS entry age (not confirmed DOM)
- 44 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 2
- Rooms above grade
- 8
- Total rooms (source)
- 9
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $747,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 108 Division Street, Oshawa, ON L1G 5M1, Oshawa
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Mary Street Community School ↗
Elementary · JK-8 · English · Public
Durham DSB
110 Mary St N, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 33%
- Grade 3 Writing (at provincial standard)
- 38%
- Grade 3 Mathematics (at provincial standard)
- 29%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 86%
- Grade 6 Mathematics (at provincial standard)
- 57%
O'Neill Collegiate and Vocational Institute ↗
Secondary · 9-12 · English · Public
Durham DSB
301 Simcoe St N, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 49%
- Grade 10 OSSLT (first-attempt pass)
- 84%
S A Cawker Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
301 Simcoe Street, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 63%
- Grade 3 Writing (at provincial standard)
- 65%
- Grade 3 Mathematics (at provincial standard)
- 51%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 82%
- Grade 6 Mathematics (at provincial standard)
- 49%
Coronation Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
441 Adelaide Ave E, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 79%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 79%
- Grade 6 Writing (at provincial standard)
- 79%
- Grade 6 Mathematics (at provincial standard)
- 55%
Village Union Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
155 Gibb Street, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 52%
- Grade 3 Writing (at provincial standard)
- 38%
- Grade 3 Mathematics (at provincial standard)
- 39%
- Grade 6 Reading (at provincial standard)
- 67%
- Grade 6 Writing (at provincial standard)
- 58%
- Grade 6 Mathematics (at provincial standard)
- 20%
Walter E Harris Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
495 CENTRAL PARK BLVD, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Mathematics (at provincial standard)
- 63%
- Grade 6 Reading (at provincial standard)
- 91%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 59%
Sir Albert Love Catholic School ↗
Elementary · JK-8 · English · Catholic
425 Wilson Rd N, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 68%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 85%
- Grade 6 Mathematics (at provincial standard)
- 37%
Hillsdale Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
525 Oshawa Blvd N, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 73%
- Grade 3 Writing (at provincial standard)
- 27%
- Grade 3 Mathematics (at provincial standard)
- 60%
- Grade 6 Reading (at provincial standard)
- 77%
- Grade 6 Writing (at provincial standard)
- 54%
- Grade 6 Mathematics (at provincial standard)
- 15%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Rail & subway · within 5 km
- Durham College Oshawa GOGO Transit · Train4.0 km
Bus & streetcar · within 2 km
- Simcoe St. N. @ Richmond St. E.GO Transit · Bus545 m
- Simcoe St. S. @ Athol St. E.GO Transit · Bus702 m
- Bond St. W. @ Centre St. N.GO Transit · Bus726 m
- Simcoe St. N. @ Parkwood Crt.GO Transit · Bus804 m
- Simcoe St. N. @ Parkwood Crt.GO Transit · Bus809 m
- Centre St. S. @ Athol St. W.GO Transit · Bus832 m
- King St. W. @ Park Rd.GO Transit · Bus1.3 km
- Bond St. W. @ Park Rd. N.GO Transit · Bus1.4 km
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby amenities
Mapped places within 2.0 km. Distances are straight-line estimates to map points or area centres.
Groceries
- Bulk BarnMapped area centre230 m
- No FrillsMapped area centre323 m
- Lucky SupermarketMapped area centre682 m
Pharmacies
- 123 m
- 313 m
- Lovell DrugsMapped area centre582 m
Parks
- Veterans SquareMapped area centre525 m
- Patricia Tot LotMapped area centre647 m
- Huron ParkMapped area centre712 m
Fitness centres
- Fit4LessMapped area centre252 m
Libraries
- Oshawa Public Libraries - McLaughlin BranchMapped area centre944 m
Community centres
- Durham Family YMCAMapped area centre247 m
- 471 m
- 490 m
Cafés
- 194 m
- Tim HortonsMapped area centre364 m
- Isabella'sMapped area centre594 m
Restaurants
- 310 m
- 321 m
- 323 m
Clinics
- Oshawa Clinic (closed)Mapped area centre402 m
- 465 m
- Oshawa Health CentreMapped area centre658 m
Hospitals
- Lakeridge Health OshawaMapped area centre940 m
© OpenStreetMap contributors · ODbL · Download this open dataset
Coverage & map information
Map snapshot: 2026-11-02T15:25:06Z. This is a rectangular GTA-area extract with partial regional coverage. Data may be incomplete near its edges. Places and categories are community mapped; opening status, entrances and service availability are not verified. Matching point/area entries with the same name within 25 metres are paired for display using the point location; the downloadable dataset retains every original map record. Other duplicates may remain. No walking routes, travel times or walking score are inferred.
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Similar homes for sale in Oshawa
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
108 Division Street, Oshawa, ON L1G 5M1, Oshawa is listed for sale as a Detached. The listing reports 2 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 2, parking spaces reported as 3. Asking price: $747,000. Occupancy is reported as Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® E13819914.
The Ministry’s school dataset lists Mary Street Community School approximately 326 m from the property’s mapped location. The published GO Transit feed includes Durham College Oshawa GO, approximately 4.0 km away. OpenStreetMap shows nearby mapped places including Veterans Square (525 m) and Bulk Barn (230 m).
Local context
The Ministry’s school dataset lists Mary Street Community School approximately 326 m from the property’s mapped location.
The published GO Transit feed includes Durham College Oshawa GO, approximately 4.0 km away.
OpenStreetMap shows nearby mapped places including Veterans Square (525 m) and Bulk Barn (230 m).
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Keller Williams Energy Real Estate. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® E13819914. Information deemed reliable but not guaranteed.