3220 Harmony Road N, Oshawa, ON L1H 0K1
Oshawa, ON L1H 0K1
Quick cost estimateKnown monthly subtotal$11,806.37 / monthLand transfer tax $43,975One-time estimate
Quick cost estimate
$11,806.37 / monthKnown monthly subtotal
- Mortgage principal & interest
- $10,701.53
- Property tax / month
- $1,104.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $43,975
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $43,975
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Luxury living with an exceptional income-producing feature! Set on just under 2 acres in one of North Oshawa's most desirable locations, this private executive residence offers more than a beautiful place to call home. Tucked away in a peaceful setting, yet minutes from Highway 407 and major amenities, this beautifully updated home combines convenience, privacy, and timeless elegance. High-end finishes and classic French doors enhance the living spaces throughout. Every bedroom includes a walk-in closet, while the spacious primary suite features a spa-inspired ensuite and dedicated his-and-hers walk-in closets. The versatile lower level is ideally suited for multi-generational living or extended family, offering impressive ceiling heights, a generous recreation area, its own kitchen, a separate entrance, and a residential lift providing direct access to a fully outfitted in-law suite. Heated bathroom floors add another touch of everyday luxury. An expansive attached three-car garage and a separate detached garage provide ample room for vehicles, equipment, hobbies, or a workshop. Professionally landscaped grounds, established perennial gardens, fruit trees, and beautiful views create a serene outdoor retreat. Hundreds of thousands of dollars have been invested in upgrades, including a whole-home generator, tankless on-demand hot water system, water softener, pressure tank, central vacuum with attachments, and an alarm system. The property is also plumbed for irrigation. An extraordinary opportunity to combine executive living, space for extended family, and substantial rental income in a prestigious North Oshawa setting.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- E13846596
- Source status
- New
- Bedrooms
- 5
- Bathrooms
- 5
- Postal code
- L1H 0K1
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3000-3500
- Lot depth
- 286.88 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 21
- Occupancy
- Owner
- Possession type
- 30-59 days
- Garage
- Attached
- Annual property tax
- 13258
- Basement
- Finished, Apartment
- Interior features
- Accessory Apartment, In-Law Capability, In-Law Suite, Propane Tank, Storage, Sump Pump, Water Purifier, Water Treatment, Wheelchair Access
- Architectural style
- 2-Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Attached garage
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- West
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Unknown
- MLS entry age (not confirmed DOM)
- 36 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Bedrooms below grade
- 1
- Rooms above grade
- 10
- Rooms below grade
- 3
- Total rooms (source)
- 13
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $2,300,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 3220 Harmony Road N, Oshawa, ON L1H 0K1, Oshawa
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- DURHAM
- Municipality
- OSHAWA
- MLS® community
- Rural Oshawa
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St Anne Catholic Elementary School
Elementary · JK-8 · English · Catholic
2465 Bridle Road, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 70%
- Grade 3 Writing (at provincial standard)
- 64%
- Grade 3 Mathematics (at provincial standard)
- 53%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 57%
Cedar Valley SS
Secondary · 9-12 · English · Public
Durham DSB
245 Windfields Farm Drive, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Waaban PS
Elementary · JK-8 · English · Public
Durham DSB
2495 Steeplechase Street, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Seneca Trail Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
1915 Queensbury Drive, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 93%
- Grade 3 Writing (at provincial standard)
- 79%
- Grade 3 Mathematics (at provincial standard)
- 81%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 89%
- Grade 6 Mathematics (at provincial standard)
- 50%
Kedron Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
1935 RITSON RD, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 84%
- Grade 3 Writing (at provincial standard)
- 65%
- Grade 3 Mathematics (at provincial standard)
- 67%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 85%
- Grade 6 Mathematics (at provincial standard)
- 54%
Elsie MacGill Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
800 Greenhill Avenue, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 69%
- Grade 3 Writing (at provincial standard)
- 56%
- Grade 3 Mathematics (at provincial standard)
- 60%
- Grade 6 Reading (at provincial standard)
- 91%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 70%
Northern Dancer Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
2200 Bridle Road, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 80%
- Grade 3 Writing (at provincial standard)
- 70%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 95%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 64%
Jeanne Sauvé Public School ↗
Elementary · JK-8 · English · Public
Durham DSB
950 Coldstream Drive, Oshawa
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Mathematics (at provincial standard)
- 65%
- Grade 6 Reading (at provincial standard)
- 74%
- Grade 6 Writing (at provincial standard)
- 82%
- Grade 6 Mathematics (at provincial standard)
- 33%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Oshawa
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
3220 Harmony Road N, Oshawa, ON L1H 0K1, Oshawa is listed for sale as a Detached. The listing reports 5 bedrooms, 5 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 2, parking spaces reported as 21. Asking price: $2,300,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® E13846596.
The Ministry’s school dataset lists St Anne Catholic Elementary School approximately 3.0 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists St Anne Catholic Elementary School approximately 3.0 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Oshawa · Rural Oshawa.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Your Home Sold Guaranteed Realty Imperium. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® E13846596. Information deemed reliable but not guaranteed.