190 4th Street W, Owen Sound, ON N4K 3J9
Owen Sound, ON N4K 3J9
Quick cost estimateKnown monthly subtotal$4,040.28 / monthLand transfer tax $11,455One-time estimate
Quick cost estimate
$4,040.28 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,484.98
- Property tax / month
- $555.31
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $11,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $11,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Imagine waking up to the beauty of riverside living, enjoying morning coffee overlooking the Sydenham River, with sunlight streaming through the windows and nature just beyond your backyard. Welcome to this beautifully renewed Century home on one of Owen Sound's most desirable streets. With thoughtful modern improvements, this distinguished residence is rich in character and offers a truly special lifestyle. Inside, original hardwood floors have been revealed and beautifully restored, bringing warmth and authenticity back to the home. The original wiring has also been replaced, adding peace of mind while preserving its heritage charm. The main floor offers inviting living spaces, including a comfortable living room, formal dining room ideal for entertaining, convenient two-piece bathroom and a thoughtfully designed kitchen with adjoining breakfast nook overlooking the river. A true highlight is the sunroom, where expansive windows fill the space with natural light while capturing beautiful views of the water, gardens and visiting wildlife throughout the seasons. A newly refinished wood staircase leads to the upper level, featuring a cozy reading nook, spacious four-piece bathroom and a generous primary bedroom with a bright adjoining office or sitting area, perfect for quiet mornings or working from home. An unfinished loft offers exciting potential for additional living space, a studio or guest accommodations. The attached potting shed, with convenient inside entry, provides practical enclosed storage. With its beautiful riverfront setting, restored original details and meaningful upgrades, this is a home that offers something increasingly difficult to find: a connection to history, nature and a wonderfully relaxed way of living. A coveted Owen Sound address - Discover this special riverside retreat and imagine making it your own.
Home details
- Days on market
- 1
- Property type
- Detached
- MLS® number
- X14180948
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- N4K 3J9
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2500-3000 (units not reported)
- Lot size
- < .50 acres (reported range)
- Lot depth
- 110 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 2
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 6663.68
- Basement
- Unfinished, Walk-Out
- Interior features
- Sump Pump, Workbench
- Exterior features
- Landscaped, Year Round Living
- Architectural style
- 2 1/2 Storey
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- View
- River, Water
- Direction facing
- North
- Construction materials
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Stone
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 9
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing history
- Asking amount
- $749,000
First seen in EnterHome
Listing details changed
Media Change Timestamp: 2026-11-14T14:57:47Z → 2026-11-14T14:57:48Z · System Modification Timestamp: 2026-11-14T14:57:48.351377Z → 2026-11-14T16:04:14.577786Z
Listing details changed
System Modification Timestamp: 2026-11-14T16:04:14.577786Z → 2026-11-14T16:30:53.602253Z
Listing details changed
Media Change Timestamp: 2026-11-14T14:57:48Z → 2026-11-14T18:30:52Z · System Modification Timestamp: 2026-11-14T16:30:53.602253Z → 2026-11-14T18:30:52.011199Z
Listing details changed
Media Change Timestamp: 2026-11-14T18:30:52Z → 2026-11-14T21:52:16Z · System Modification Timestamp: 2026-11-14T18:30:52.011199Z → 2026-11-14T21:52:16.439572Z
Listing details changed
Media Change Timestamp: 2026-11-14T21:52:16Z → 2026-11-14T22:10:32Z · System Modification Timestamp: 2026-11-14T21:52:16.439572Z → 2026-11-14T22:10:32.253929Z
The timeline uses changes observed by EnterHome and dates reported by the source. Earlier changes may be unavailable if they were not captured.
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Estimate monthly costs
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- GREY
- Municipality
- OWEN SOUND
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Owen Sound, Grey County, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
190 4th Street W, Owen Sound, ON N4K 3J9, Owen Sound is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 2500-3000 (units not reported), kitchens reported as 1, parking spaces reported as 2, lot size reported as < .50 acres (reported range). Asking price: $749,000. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14180948.
Local context
Explore the area: Grey County · Owen Sound.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Chestnut Park Real Estate. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14180948. Information deemed reliable but not guaranteed.