1109 Effingham Street, Pelham, ON L0S 1C0
Pelham, ON L0S 1C0
Quick cost estimateKnown monthly subtotal$6,724.11 / monthLand transfer tax $23,675One-time estimate
Quick cost estimate
$6,724.11 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,327.86
- Property tax / month
- $396.25
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $23,675
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $23,675
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
Want to see it in person?Request a showing →
About this home
*** Visit the REALTOR website for further information about this Listing *** Rare 1-Acre Property in Prestigious Rural Residential Area! This charming property sits on 1 acre in an area surrounded by high-value homes and has had only one owner since it was originally built. The home offers approximately 989 sq. ft. on the main level plus a full basement of similar size. The main floor features an open-concept family room, dining area, and kitchen, along with three bedrooms and a 3-piece bathroom. The basement includes four additional finished rooms, offering flexible space for a recreation room, home office, hobby rooms, or potential fourth bedroom. Property Features: Poured concrete foundation, Electrical panel updated in 2021, Electric baseboard heating with individual room controls, Natural gas available at the property line (Effingham Street), Fibre optic internet installed. The property is serviced by cistern water and septic, with A1 zoning. Parking & Garage: The double driveway provides parking for 8+ vehicles. A three-bay garage constructed with cinder block includes high-voltage electrical service, offering excellent space for a workshop, storage, or hobby use. There may also be the opportunity to build a second-floor dwelling or office above the garage. Additional Information: 2022 professional topographical survey available (Roy Kirkup Mascoe Ure Surveying - J.D. Barnes Ltd.). Convenient access to shopping, restaurants, grocery stores, and daily services in nearby communities. The property is located within the Niagara wine region and within driving distance to wineries, orchards, farm markets, Approx 20 minutes to Niagara Falls Close to historic Niagara-on-the-Lake Access to Lake Erie beaches, marinas, and regional parks. Wonderful neighbours complete the picture.
Home details
- Days on market
- Not reported
- Property type
- Rural Residential
- MLS® number
- X12888636
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 1
- Postal code
- L0S 1C0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 700-1100
- Lot size
- .50-1.99 acres (reported range)
- Lot depth
- 291 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 11
- Occupancy
- Owner
- Possession type
- Other
- Garage
- Detached
- Annual property tax
- 4755
- Basement
- Finished
- Interior features
- Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Sump Pump
- Exterior features
- Year Round Living
- Architectural style
- Bungalow
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
- Water source
- Cistern
- Sewer
- Septic
- View
- Forest
- Direction facing
- West
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 235 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Cistern
- Sewer
- Septic
- Heating system
- Baseboard
- Heating fuel
- Electric
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,360,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 1109 Effingham Street, Pelham, ON L0S 1C0, Pelham
Nearby sale prices are private. Sign in or request access to see homes that sold.
Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- PELHAM
- MLS® community
- 662 - Fonthill
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
Google Maps opens in a new tab and calculates the route. Your destination and this property location are sent to Google only when you submit. EnterHome does not store the destination or calculate a travel time.
Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
E L Crossley Secondary School ↗
Secondary · 9-12 · English · Public
350 20 Hwy, Fonthill
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 72%
- Grade 10 OSSLT (first-attempt pass)
- 91%
A K Wigg Public School ↗
Elementary · JK-8 · English · Public
1337 Haist St, Fonthill
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 91%
- Grade 3 Writing (at provincial standard)
- 100%
- Grade 3 Mathematics (at provincial standard)
- 97%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 80%
Glynn A Green Public School ↗
Elementary · JK-8 · English · Public
1353 Pelham St, Fonthill
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 98%
- Grade 3 Writing (at provincial standard)
- 95%
- Grade 3 Mathematics (at provincial standard)
- 90%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 98%
- Grade 6 Mathematics (at provincial standard)
- 82%
École élémentaire Nouvel Horizon ↗
Elementary · JK-6 · French · Public
621 Quaker chemin, Welland
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Niagara Catholic Virtual Secondary School
Secondary · 9-12 · English · Catholic
427 Rice Road, Welland
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St Alexander Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
26 Regional Road 20, Fonthill
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 94%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 82%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 54%
Alexander Kuska KSG Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
333 Rice Rd, Welland
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 96%
- Grade 3 Writing (at provincial standard)
- 100%
- Grade 3 Mathematics (at provincial standard)
- 84%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 71%
Gordon Public School ↗
Elementary · JK-8 · English · Public
468 Thorold Rd W, Welland
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 80%
- Grade 3 Writing (at provincial standard)
- 78%
- Grade 3 Mathematics (at provincial standard)
- 76%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 89%
- Grade 6 Mathematics (at provincial standard)
- 61%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
Filter the records displayed below.
Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
Want to see this home?Request a showing →
Similar homes for sale in Pelham
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
How do I request a showing?
Choose a date and time preference in the request form. A request is not a confirmed appointment; EnterHome will confirm availability separately.
Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.
How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1109 Effingham Street, Pelham, ON L0S 1C0, Pelham is listed for sale as a Rural Residential. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 11, lot size reported as .50-1.99 acres (reported range). Asking price: $1,360,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X12888636.
The Ministry’s school dataset lists E L Crossley Secondary School approximately 1.9 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists E L Crossley Secondary School approximately 1.9 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Pelham · 662 - Fonthill.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: EASY LIST REALTY LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X12888636. Information deemed reliable but not guaranteed.