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For sale · MLS® X12888636

1109 Effingham Street, Pelham, ON L0S 1C0

Pelham, ON L0S 1C0

$1,360,000Property tax (2026): $4,755 / year
235 Days on MLS3 Bedrooms1 BathroomsRural Residential700-1100 Size150 ft × 291 ft Lot dimensions.50-1.99 acres (reported range) Lot size
Quick cost estimateKnown monthly subtotal$6,724.11 / monthLand transfer tax $23,675One-time estimate
PLANNING ESTIMATE

Quick cost estimate

$6,724.11 / month

Known monthly subtotal

Mortgage principal & interest
$6,327.86
Property tax / month
$396.25
Maintenance / month
Period / amount not reported

Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.

Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.

Land transfer tax · one time

Transfer tax total
$23,675

Before rebates, surcharges and fees. Not part of the monthly subtotal.

Tax assumptions & breakdown

Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.

Ontario tax
$23,675
Toronto municipal tax
$0

Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.

Ontario rates · Toronto rates (April 2026)

Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.

Adjust cost assumptions ↓ · Closing-cost tools

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About this home

*** Visit the REALTOR website for further information about this Listing *** Rare 1-Acre Property in Prestigious Rural Residential Area! This charming property sits on 1 acre in an area surrounded by high-value homes and has had only one owner since it was originally built. The home offers approximately 989 sq. ft. on the main level plus a full basement of similar size. The main floor features an open-concept family room, dining area, and kitchen, along with three bedrooms and a 3-piece bathroom. The basement includes four additional finished rooms, offering flexible space for a recreation room, home office, hobby rooms, or potential fourth bedroom. Property Features: Poured concrete foundation, Electrical panel updated in 2021, Electric baseboard heating with individual room controls, Natural gas available at the property line (Effingham Street), Fibre optic internet installed. The property is serviced by cistern water and septic, with A1 zoning. Parking & Garage: The double driveway provides parking for 8+ vehicles. A three-bay garage constructed with cinder block includes high-voltage electrical service, offering excellent space for a workshop, storage, or hobby use. There may also be the opportunity to build a second-floor dwelling or office above the garage. Additional Information: 2022 professional topographical survey available (Roy Kirkup Mascoe Ure Surveying - J.D. Barnes Ltd.). Convenient access to shopping, restaurants, grocery stores, and daily services in nearby communities. The property is located within the Niagara wine region and within driving distance to wineries, orchards, farm markets, Approx 20 minutes to Niagara Falls Close to historic Niagara-on-the-Lake Access to Lake Erie beaches, marinas, and regional parks. Wonderful neighbours complete the picture.

Home details

Days on market
Not reported
Property type
Rural Residential
MLS® number
X12888636
Source status
Price Change
Bedrooms
3
Bathrooms
1
Postal code
L0S 1C0
Kitchens
1
Kitchens above grade
1
Family room / den
Yes
Interior size (reported range)
700-1100
Lot size
.50-1.99 acres (reported range)
Lot depth
291 ft
Garage parking spaces
Not reported
Total parking spaces
11
Occupancy
Owner
Possession type
Other
Garage
Detached
Annual property tax
4755
Basement
Finished
Interior features
Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Sump Pump
Exterior features
Year Round Living
Architectural style
Bungalow
Parking features
Private Double
Pool features
None
Fireplace
No
Waterfront
No
Elevator
No
Garage available
Yes
Heating system
Baseboard
Heating fuel
Electric
Cooling
None
Water source
Cistern
Sewer
Septic
View
Forest
Direction facing
West
Construction materials
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Poured Concrete
MLS entry age (not confirmed DOM)
235 days

These details come from the listing source. Please confirm measurements and fees before making a decision.

Utilities and services

Water source
Cistern
Sewer
Septic
Heating system
Baseboard
Heating fuel
Electric
Cooling
None

A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.

Rooms & virtual tours

Room measurements

Room measurement units

Loading source-reported room dimensions…

Converted measurements are approximate. Levels and dimensions are shown only when supplied.

Bedrooms above grade
3
Rooms above grade
5
Den / family room reported
Yes

Reported counts are shown independently. Room dimensions have not been inferred from these counts.

Ask the listing brokerage for floor plans and measured room layouts.

PARTIAL SOURCE RECORD

Listing dates & price record

Asking amount
$1,360,000
  1. Original MLS entry

    Entry into the source MLS system; distinct from days on market.

Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.

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Nearby homes sold near 1109 Effingham Street, Pelham, ON L0S 1C0, Pelham

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Estimate monthly costs

Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.

Enter assumptions

Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.

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Map and neighbourhood

Region / county
NIAGARA
Municipality
PELHAM
MLS® community
662 - Fonthill
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PLAN YOUR ROUTE

Plan a trip from this home

Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.

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Around this property

Schools, transit & everyday places

Published local sources. Distances are approximate straight-line distances, not walking routes.

Nearby publicly funded schools

Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.

School year 2024-2025 · Preliminary · publisher extract 2026-09-14.

1.9 km

E L Crossley Secondary School ↗

Secondary · 9-12 · English · Public

School board: DSB Niagara ↗

350 20 Hwy, Fonthill

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 9 Mathematics (at provincial standard)
72%
Grade 10 OSSLT (first-attempt pass)
91%
2.0 km

A K Wigg Public School ↗

Elementary · JK-8 · English · Public

School board: DSB Niagara ↗

1337 Haist St, Fonthill

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
91%
Grade 3 Writing (at provincial standard)
100%
Grade 3 Mathematics (at provincial standard)
97%
Grade 6 Reading (at provincial standard)
97%
Grade 6 Writing (at provincial standard)
93%
Grade 6 Mathematics (at provincial standard)
80%
2.7 km

Glynn A Green Public School ↗

Elementary · JK-8 · English · Public

School board: DSB Niagara ↗

1353 Pelham St, Fonthill

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
98%
Grade 3 Writing (at provincial standard)
95%
Grade 3 Mathematics (at provincial standard)
90%
Grade 6 Reading (at provincial standard)
94%
Grade 6 Writing (at provincial standard)
98%
Grade 6 Mathematics (at provincial standard)
82%
2.8 km

École élémentaire Nouvel Horizon ↗

Elementary · JK-6 · French · Public

School board: CS Viamonde ↗

621 Quaker chemin, Welland

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

No published percentages for these measures in this source record.

3.3 km

Niagara Catholic Virtual Secondary School

Secondary · 9-12 · English · Catholic

School board: Niagara CDSB ↗

427 Rice Road, Welland

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

No published percentages for these measures in this source record.

3.3 km

St Alexander Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Niagara CDSB ↗

26 Regional Road 20, Fonthill

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
94%
Grade 3 Writing (at provincial standard)
82%
Grade 3 Mathematics (at provincial standard)
82%
Grade 6 Reading (at provincial standard)
89%
Grade 6 Writing (at provincial standard)
91%
Grade 6 Mathematics (at provincial standard)
54%
3.3 km

Alexander Kuska KSG Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Niagara CDSB ↗

333 Rice Rd, Welland

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
96%
Grade 3 Writing (at provincial standard)
100%
Grade 3 Mathematics (at provincial standard)
84%
Grade 6 Reading (at provincial standard)
88%
Grade 6 Writing (at provincial standard)
90%
Grade 6 Mathematics (at provincial standard)
71%
3.5 km

Gordon Public School ↗

Elementary · JK-8 · English · Public

School board: DSB Niagara ↗

468 Thorold Rd W, Welland

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
80%
Grade 3 Writing (at provincial standard)
78%
Grade 3 Mathematics (at provincial standard)
76%
Grade 6 Reading (at provincial standard)
89%
Grade 6 Writing (at provincial standard)
89%
Grade 6 Mathematics (at provincial standard)
61%

Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.

Transit near this property

No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.

Nearby shops & amenities

No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.

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Similar homes for sale in Pelham

Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.

Property questions

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Are the measurements and features independently verified?

Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.

What do nearby school, transit and shop results mean?

They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.

Can I see sold prices for nearby properties?

Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.

How should I use the monthly cost estimate?

It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.

Home and neighbourhood overview

1109 Effingham Street, Pelham, ON L0S 1C0, Pelham is listed for sale as a Rural Residential. The listing reports 3 bedrooms, 1 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 11, lot size reported as .50-1.99 acres (reported range). Asking price: $1,360,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X12888636.

The Ministry’s school dataset lists E L Crossley Secondary School approximately 1.9 km from the property’s mapped location.

Local context

The Ministry’s school dataset lists E L Crossley Secondary School approximately 1.9 km from the property’s mapped location.

Sources & distance notes

Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.

Explore the area: Pelham · 662 - Fonthill.

This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.

Listing brokerage: EASY LIST REALTY LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X12888636. Information deemed reliable but not guaranteed.

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Property at 1109 Effingham Street, Pelham, ON L0S 1C0