1323 Effingham Street, Pelham, ON L0S 1M0
Pelham, ON L0S 1M0
Quick cost estimateKnown monthly subtotal$13,475.45 / monthLand transfer tax $51,472.50One-time estimate
Quick cost estimate
$13,475.45 / monthKnown monthly subtotal
- Mortgage principal & interest
- $12,096.92
- Property tax / month
- $1,378.53
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $51,472.50
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $51,472.50
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Today is your lucky day - your favourite Ridgeville Manor is available! Welcome to 1323 Effingham St. This custom built 5 bedroom, 6 bathroom home rests on 1.49 gorgeous acres and offers a level of serenity that is truly hard to come by. From the moment you arrive you will love being surrounded by meticulously landscaped gardens that perfectly frame the stone, stucco and red brick home. Step inside and be greeted by a grand staircase and vaulted ceilings, a refined office space & sitting room, a jaw dropping great room with a custom gas fireplace & tremendous glass doors leading out to the rear deck, a one of a kind kitchen with a copper topped island, butler's pantry, mud/laundry room and 2 bathrooms. The main floor primary bedroom retreat offers a stunning ensuite bathroom, beautiful walk in closet and a separate door leading to the rear yard. The second level of the home is comprised of 3 bedrooms (each with their own private ensuite) and another full laundry room. A fifth bedroom is available in the basement. Two garages (and a drive shed) make it easy to park inside and still have plenty of room for passion projects. The exterior of the property is equally as impressive as the inside - extensive garden beds (including a vegetable garden) surround the large deck that overlooks the pond with waterfall and the unbelievable indoor/outdoor living room (with fireplace) that is affectionately known as the cottage. Enjoy a short stroll up to Nature's Corner, the Ridgeville shops and Sons & Daughter's Winery. Golfers take note: Lookout Golf and Country Club & The Hawk are only a few minutes away. Easy access to the QEW via nearby Highway 20 and Victoria Ave. If one of a kind is what you are after, look no further, 1323 Effingham has everything you need.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13571402
- Source status
- New
- Bedrooms
- 5
- Bathrooms
- 6
- Postal code
- L0S 1M0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3500-5000
- Lot size
- 1.49 acres
- Lot depth
- 305.40 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 18
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 16542.32
- Basement
- Partially Finished, Full
- Interior features
- Auto Garage Door Remote, Generator - Full, On Demand Water Heater, Primary Bedroom - Main Floor, Central Vacuum
- Exterior features
- Deck, Landscaped, Lawn Sprinkler System, Patio, Privacy, Private Pond, Year Round Living, Recreational Area, Landscape Lighting
- Architectural style
- 2-Storey
- Parking features
- Circular Drive, Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- East
- Construction materials
- Brick, Stucco (Plaster)
- Roof
- Shingles
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 113 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Bedrooms below grade
- 1
- Rooms above grade
- 13
- Rooms below grade
- 1
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $2,599,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 1323 Effingham Street, Pelham, ON L0S 1M0, Pelham
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NIAGARA
- Municipality
- PELHAM
- MLS® community
- 662 - Fonthill
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
E L Crossley Secondary School ↗
Secondary · 9-12 · English · Public
350 20 Hwy, Fonthill
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 72%
- Grade 10 OSSLT (first-attempt pass)
- 91%
A K Wigg Public School ↗
Elementary · JK-8 · English · Public
1337 Haist St, Fonthill
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 91%
- Grade 3 Writing (at provincial standard)
- 100%
- Grade 3 Mathematics (at provincial standard)
- 97%
- Grade 6 Reading (at provincial standard)
- 97%
- Grade 6 Writing (at provincial standard)
- 93%
- Grade 6 Mathematics (at provincial standard)
- 80%
Glynn A Green Public School ↗
Elementary · JK-8 · English · Public
1353 Pelham St, Fonthill
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 98%
- Grade 3 Writing (at provincial standard)
- 95%
- Grade 3 Mathematics (at provincial standard)
- 90%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 98%
- Grade 6 Mathematics (at provincial standard)
- 82%
St Alexander Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
26 Regional Road 20, Fonthill
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 94%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 82%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 91%
- Grade 6 Mathematics (at provincial standard)
- 54%
École élémentaire Nouvel Horizon ↗
Elementary · JK-6 · French · Public
621 Quaker chemin, Welland
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Niagara Catholic Virtual Secondary School
Secondary · 9-12 · English · Catholic
427 Rice Road, Welland
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Alexander Kuska KSG Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
333 Rice Rd, Welland
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 96%
- Grade 3 Writing (at provincial standard)
- 100%
- Grade 3 Mathematics (at provincial standard)
- 84%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 90%
- Grade 6 Mathematics (at provincial standard)
- 71%
Wellington Heights Public School ↗
Elementary · JK-8 · English · Public
9 Alsop Ave, Fenwick
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 91%
- Grade 3 Writing (at provincial standard)
- 80%
- Grade 3 Mathematics (at provincial standard)
- 78%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 49%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Pelham
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1323 Effingham Street, Pelham, ON L0S 1M0, Pelham is listed for sale as a Detached. The listing reports 5 bedrooms, 6 bathrooms, reported interior area of 3500-5000 (units not reported), kitchens reported as 1, parking spaces reported as 18, lot size reported as 1.49 acres. Asking price: $2,599,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13571402.
The Ministry’s school dataset lists E L Crossley Secondary School approximately 870 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists E L Crossley Secondary School approximately 870 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Pelham · 662 - Fonthill.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE NRC REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13571402. Information deemed reliable but not guaranteed.