540 Charlotte Street, Peterborough, ON K9J 2W5
Peterborough, ON K9J 2W5
Quick cost estimateKnown monthly subtotal$3,154.91 / monthLand transfer tax $8,175One-time estimate
Quick cost estimate
$3,154.91 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,721.91
- Property tax / month
- $433
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,175
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,175
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Centrally located, well maintained Duplex near downtown core and PRHC. Live in one and rent out the other unit or rent out both. This lovely home is located in the Avenues area and a short walk or transit ride to downtown restaurants and hospital and clinics. It has been nicely upgraded over the past few years and is in excellent condition while still maintaining the charm and character of a century home. The main floor unit is occupied by excellent tenants and features 2 bedrooms, spacious eat-in kitchen with stainless steel appliances, large living room, 4 PC bath and a delightful sunroom. Upper unit is vacant and recently refreshed and features a large bedroom, living room, kitchen, 4 PC bath and a den leading to a bright sunroom. Units have private entry to laundry and storage in the lower level. Yard is fully fenced and private parking at rear for 4 cars (access off of Burrows or St. Joseph). Shingles and eavestrough replaced 2017. 24 hours notice required for showings for main unit. It is currently rented for $2090 inclusive
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13787104
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K9J 2W5
- Kitchens
- 2
- Kitchens above grade
- 2
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Lot size
- < .50 acres (reported range)
- Lot depth
- 97 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner+Tenant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 5196
- Basement
- Unfinished, Walk-Up
- Interior features
- Carpet Free, Storage Area Lockers
- Exterior features
- Patio, Porch Enclosed
- Architectural style
- 2 1/2 Storey
- Parking features
- Lane, Private
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Elevator
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- None
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 52 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 6
- Total rooms (source)
- 15
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $585,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 540 Charlotte Street, Peterborough, ON K9J 2W5, Peterborough
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- Peterborough
- Municipality
- PETERBOROUGH
- MLS® community
- Town Ward 3
Plan a trip from this home
Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Queen Mary Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
1445 Monaghan St, Peterborough
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 69%
- Grade 3 Writing (at provincial standard)
- 61%
- Grade 3 Mathematics (at provincial standard)
- 53%
- Grade 6 Reading (at provincial standard)
- 68%
- Grade 6 Writing (at provincial standard)
- 50%
- Grade 6 Mathematics (at provincial standard)
- 29%
Prince of Wales Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
1211 Monaghan Rd, Peterborough
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 49%
- Grade 3 Writing (at provincial standard)
- 40%
- Grade 3 Mathematics (at provincial standard)
- 41%
- Grade 6 Reading (at provincial standard)
- 83%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 33%
St. Peter Catholic Secondary School ↗
Secondary · 9-12 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
730 Medical Dr, Peterborough
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 61%
- Grade 10 OSSLT (first-attempt pass)
- 83%
Peterborough Collegiate and Vocational School ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
201 McDonnel St, Peterborough
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St. Teresa Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
1525 Fairmount Blvd, Peterborough
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 76%
- Grade 3 Writing (at provincial standard)
- 72%
- Grade 3 Mathematics (at provincial standard)
- 76%
- Grade 6 Reading (at provincial standard)
- 79%
- Grade 6 Writing (at provincial standard)
- 85%
- Grade 6 Mathematics (at provincial standard)
- 59%
ÉÉC Monseigneur-Jamot ↗
Elementary · JK-8 · French · Catholic
School board: CS catholique MonAvenir ↗
2350 Woodglade Boulevard, Peterborough
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
Westmount Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
1520 Sherwood Cres, Peterborough
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 73%
- Grade 3 Writing (at provincial standard)
- 56%
- Grade 3 Mathematics (at provincial standard)
- 52%
- Grade 6 Reading (at provincial standard)
- 90%
- Grade 6 Writing (at provincial standard)
- 84%
- Grade 6 Mathematics (at provincial standard)
- 57%
Highland Heights Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
430 Highland Rd, Peterborough
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 38%
- Grade 3 Writing (at provincial standard)
- 38%
- Grade 3 Mathematics (at provincial standard)
- 44%
- Grade 6 Reading (at provincial standard)
- 84%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 32%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
Published transit locations. Distances are straight-line estimates, not walking routes or travel times.
Bus & streetcar · within 2 km
- Peterborough Bus TerminalGO Transit · Bus921 m
Sources & service information
These are locations in published feeds, not live arrivals or confirmation of service at this moment. Station platforms are grouped only by the source parent-station relationship. Check the agency for schedules, disruptions, access and entrances. Coverage: TTC, GO Transit and UP Express only; other agencies are not yet connected.
- GO Transit source · feed 2026-10-28 to 2026-11-27 · checked 2026-11-02 14:57:59 UTC · Licence · Agency website
Filter the records displayed below.
Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Peterborough
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
540 Charlotte Street, Peterborough, ON K9J 2W5, Peterborough is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 2, parking spaces reported as 4, lot size reported as < .50 acres (reported range). Asking price: $585,000. Occupancy is reported as Owner+Tenant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13787104.
The Ministry’s school dataset lists Queen Mary Public School approximately 517 m from the property’s mapped location. The published GO Transit feed includes Peterborough Bus Terminal, approximately 921 m away.
Local context
The Ministry’s school dataset lists Queen Mary Public School approximately 517 m from the property’s mapped location.
The published GO Transit feed includes Peterborough Bus Terminal, approximately 921 m away.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility. Published transit locations do not confirm service at this moment.
Explore the area: Peterborough · Town Ward 3.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Stoneguide Realty Limited. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13787104. Information deemed reliable but not guaranteed.