40 Charles Street, Port Hope, ON L1A 1S4
Port Hope, ON L1A 1S4
Quick cost estimateKnown monthly subtotal$3,183.75 / monthLand transfer tax $8,473One-time estimate
Quick cost estimate
$3,183.75 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,791.24
- Property tax / month
- $392.52
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,473
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,473
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Built in 1915 and fully renovated over the past year, this charming and unique century home in Port Hope's Englishtown neighbourhood offers the feel of a virtually new home while preserving its historic character. Completely rebuilt, the extensive renovations include new plumbing, electrical, insulation, windows and appliances, and improvements to the foundation. The original 100+ year-old antique staircase has been carefully dismantled, refinished and reassembled, preserving a beautiful piece of the home's history. The bright main floor features high-end vinyl flooring, classic trim details and a spacious eat-in kitchen with an island, ideal for everyday living and entertaining. A separate dining area, main-floor laundry and three-piece bathroom add convenience. Step onto the deck, the perfect spot for morning coffee or evening entertaining, overlooking the spacious backyard with plenty of green space. The second floor boasts four bedrooms, including a generously sized primary, and a well-appointed main bathroom complete the home. Enjoy Port Hope's heritage architecture, independent shops, local restaurants, parks and scenic walks along the Ganaraska River, with downtown just a stroll away. Local Port Hope beaches are only a five-minute drive, while Cobourg Beach is a 20-minute drive away. Convenient access to Highway 401 and VIA Rail keeps the GTA within reach. A rare opportunity to own a beautifully updated century home combining extensive modern upgrades with timeless character.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14106500
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L1A 1S4
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 2000-2500
- Lot depth
- 50 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 0
- Occupancy
- Vacant
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 4710.18
- Basement
- Crawl Space, Unfinished, Walk-Up
- Interior features
- Carpet Free, Storage
- Exterior features
- Deck
- Architectural style
- 2-Storey
- Parking features
- Street Only, Boulevard, Other
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- None
- Sewer
- Sewer
- View
- Trees/Woods
- Direction facing
- North
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Other, Poured Concrete
- MLS entry age (not confirmed DOM)
- 15 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 10
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $599,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 40 Charles Street, Port Hope, ON L1A 1S4, Port Hope
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Sign in · Request accessEstimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NORTHUMBERLAND
- Municipality
- PORT HOPE
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Port Hope High School ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
130 Highland Dr, Port Hope
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 27%
- Grade 10 OSSLT (first-attempt pass)
- 79%
St. Anthony Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
74 Toronto Rd, Port Hope
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 47%
- Grade 3 Writing (at provincial standard)
- 50%
- Grade 3 Mathematics (at provincial standard)
- 35%
- Grade 6 Reading (at provincial standard)
- 82%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 27%
Dr M S Hawkins Sr. Public School ↗
Elementary · 4-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
130 Highland Dr, Port Hope
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 78%
- Grade 6 Mathematics (at provincial standard)
- 31%
Ganaraska Trail Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
34 Percival St, Port Hope
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 69%
- Grade 3 Writing (at provincial standard)
- 58%
- Grade 3 Mathematics (at provincial standard)
- 40%
Beatrice Strong Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
90 Rose Glen Rd N, Port Hope
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 70%
- Grade 3 Writing (at provincial standard)
- 64%
- Grade 3 Mathematics (at provincial standard)
- 60%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 42%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Port Hope
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
40 Charles Street, Port Hope, ON L1A 1S4, Port Hope is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 0. Asking price: $599,900. Occupancy is reported as Vacant. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14106500.
The Ministry’s school dataset lists Port Hope High School approximately 659 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Port Hope High School approximately 659 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Northumberland · Port Hope.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX ULTIMATE REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14106500. Information deemed reliable but not guaranteed.