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ACTIVE LISTING

1052 Rat Bay Road

Lake of Bays, ON P0A 1H0 · MLS® X12061479

$39,900List price
2Bedrooms
2Bathrooms
—Area (sq ft)
OtherProperty type

About this home

MOTIVATED SELLER try your offer! Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. This cottage is known as 111 Algonquin. It's a favourite at Blue Water Acres with 2 spacious bedrooms and 2 bathrooms. The core summer week in 2026 will start on August 16/26. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for Week 8 is Sunday. Weeks in 2026 start on Feb 15, May 24, August 16 (core/fixed week), October 11, and December 6. 2026. The 4 floating weeks rotate each year so it's fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.

Property details

Property typeResidential Condo & Other
Architectural styleBungalow
Parking spaces2
Annual property tax0
Maintenance fee427.25

Listing and transaction history

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Available local context

Current IDX records for Lake of Bays: 17 active sale listings, with asking prices ranging from $13,000 to $3,000,000.

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