2232 Lakeshore Drive, Ramara, ON L0K 1B0
Ramara, ON L0K 1B0
Quick cost estimateKnown monthly subtotal$7,187.38 / monthLand transfer tax $24,975One-time estimate
Quick cost estimate
$7,187.38 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,630.30
- Property tax / month
- $557.08
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $24,975
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $24,975
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Enjoy 100 feet of prime lake frontage with sandy, shallow-entry west-facing waterfront on the shores of Lake Simcoe, offering stunning sunsets, mature trees, and exceptional privacy-just a short drive from the city. Set on a generous 100 x 200 ft lot, this property delivers strong value and long-term potential, ideal for expansion, renovation, or a future custom lakefront build. The depth, frontage, and natural setting create a rare opportunity to maximize both lifestyle and investment. The upgraded beach-style home features a bright, open-concept layout with 3 bedrooms and 2 full bathrooms. The kitchen flows seamlessly into the family room and sunken living room, both oriented to capture panoramic lake views. Large windows fill the space with natural light, enhancing the relaxed, airy waterfront feel. Two walkouts lead to a spacious 25' x 24' deck-perfect for entertaining or enjoying the peaceful, tree-lined setting with unobstructed lake views. A fully renovated bunkie adds flexible space for guests, extended family, or a private retreat. With approximately 2,200 sq ft of total living space (including the bunkie) and a large unfinished basement, there's ample room to personalize, expand, and add further value over time. The expansive dock and calm, shallow shoreline offer an ideal waterfront experience for swimming, boating, and all-day enjoyment. A nearby boat launch adds convenience for watercraft access. Surrounded by nature and local wildlife, yet only 60 minutes to the GTA and 90 minutes to downtown Toronto, this property offers a compelling blend of privacy, accessibility, and future upside.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S13645628
- Source status
- Price Change
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- L0K 1B0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot depth
- 200 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 6685
- Basement
- Full, Unfinished
- Interior features
- Auto Garage Door Remote, Built-In Oven
- Exterior features
- Deck, Fishing, Landscaped, Lawn Sprinkler System, Privacy
- Architectural style
- Bungalow
- Parking features
- Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Sewer
- Septic
- Direction facing
- West
- Construction materials
- Brick, Wood
- Roof
- Metal
- Foundation
- Concrete
- MLS entry age (not confirmed DOM)
- 92 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 8
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,425,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- SIMCOE
- Municipality
- RAMARA
- MLS® community
- Rural Ramara
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Ramara
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
2232 Lakeshore Drive, Ramara, ON L0K 1B0, Ramara is listed for sale as a Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 10. Asking price: $1,425,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S13645628.
Local context
Explore the area: Ramara · Rural Ramara.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: SUTTON GROUP-ADMIRAL REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S13645628. Information deemed reliable but not guaranteed.