7478 Baldwin Lane, Ramara, ON L0K 2B0
Ramara, ON L0K 2B0
Quick cost estimateKnown monthly subtotal$7,093.41 / monthLand transfer tax $24,455One-time estimate
Quick cost estimate
$7,093.41 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,509.32
- Property tax / month
- $584.08
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $24,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $24,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
TWO SEPARATELY TITLED WATERFRONT PARCELS BEING SOLD TOGETHER! A rare opportunity to own an extraordinary stretch of shoreline on Lake Couchiching. Comprised of two properties, each with its own cottage, this offering features just under 2 acres and approximately 430 feet of combined private waterfront. With west-facing exposure, sweeping 180-degree views to the south, west and north, and spectacular sunsets, this is an exceptional waterfront opportunity. The two separately titled parcels offer flexibility for extended family, multi-generational living, a private family compound or those seeking the versatility of owning two waterfront properties side by side. The four-season home features a flexible 2-3 bedroom layout, a newly renovated bathroom and a walkout to beautiful lake views. The charming three-season cottage offers four bedrooms, a raised cathedral-ceiling living room and its own walkout overlooking the water. Both properties have UV filtration/water treatment systems. Outside, multiple decks provide spaces to gather, entertain and soak in the views, while the expansive shoreline and private dock offer opportunities for swimming, fishing, boating and direct access to the Trent-Severn Waterway. A detached single garage and multiple storage sheds provide space for boats, water toys and cottage essentials. What sets this offering apart is the opportunity to acquire TWO SEPARATELY TITLED WATERFRONT PARCELS in one spectacular location. Enjoy both cottages as they are, create a multi-generational retreat, or explore the possibilities of owning two distinct parcels, including potential to build new, subject to applicable approvals. Nearly two acres, approximately 430 feet of combined waterfront, two separate properties, two cottages and breathtaking panoramic views. Opportunities to acquire this much waterfront with this flexibility are rare on Lake Couchiching. Two parcels. One extraordinary waterfront opportunity. Be sure to check out the video!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S13875050
- Source status
- New
- Bedrooms
- 6
- Bathrooms
- 2
- Postal code
- L0K 2B0
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1500-2000
- Lot size
- 77,539 sq ft
- Lot depth
- 265 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 7
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 7009
- Basement
- Crawl Space
- Interior features
- Primary Bedroom - Main Floor, Water Heater, Water Treatment
- Exterior features
- Deck, Landscape Lighting, Privacy, Porch, Year Round Living, Seasonal Living
- Architectural style
- 1 1/2 Storey
- Parking features
- Private Triple, Private
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Garage available
- Yes
- Heating system
- Other
- Heating fuel
- Propane
- Cooling
- None
- Water source
- Lake/River, Water System, Iron/Mineral Filter
- Sewer
- Septic
- View
- Clear, Lake, Water, Forest
- Direction facing
- West
- Construction materials
- Vinyl Siding
- Roof
- Shingles
- Foundation
- Other
- MLS entry age (not confirmed DOM)
- 29 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River, Water System, Iron/Mineral Filter
- Sewer
- Septic
- Heating system
- Other
- Heating fuel
- Propane
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Bedrooms below grade
- 2
- Rooms above grade
- 8
- Rooms below grade
- 8
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,399,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 7478 Baldwin Lane, Ramara, ON L0K 2B0, Ramara
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- SIMCOE
- Municipality
- RAMARA
- MLS® community
- Rural Ramara
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Rama Central Public School ↗
Elementary · JK-8 · English · Public
School board: Simcoe County DSB ↗
7269 County Rd 169 RR 1, Washago
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 53%
- Grade 3 Writing (at provincial standard)
- 43%
- Grade 3 Mathematics (at provincial standard)
- 40%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 23%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Ramara
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
7478 Baldwin Lane, Ramara, ON L0K 2B0, Ramara is listed for sale as a Detached. The listing reports 6 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 2, parking spaces reported as 7, lot size reported as 77,539 sq ft. Asking price: $1,399,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S13875050.
The Ministry’s school dataset lists Rama Central Public School approximately 3.9 km from the property’s mapped location.
Local context
The Ministry’s school dataset lists Rama Central Public School approximately 3.9 km from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Ramara · Rural Ramara.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Century 21 B.J. Roth Realty Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S13875050. Information deemed reliable but not guaranteed.