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1320 St Joseph Road, Russell, ON K0A 1W0
Russell, ON K0A 1W0
Quick cost estimateKnown monthly subtotal$2,716.88 / monthLand transfer tax $6,873One-time estimate
Quick cost estimate
$2,716.88 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,419.01
- Property tax / month
- $297.87
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $6,873
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $6,873
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
If you've been searching for a home with character, room to spread out and the freedom to make it truly yours, 1320 St. Joseph Road in Embrun is full of possibilities! Set on approximately half an acre, this charming two-storey home offers 3 bedrooms, 1.5 bathrooms and space to enjoy. Even better, so many of the big-ticket improvements have already been taken care of! The septic system was replaced in 2020, a detached 18' x 40' heated & insulated single-car garage was built in 2023 with an attached 10' x 42' carport, seven windows were updated in 2020, and a heat pump was installed approximately three years ago. Add in a newly paved driveway and water treatment system, and more of the essentials are already in place. Inside, you'll find generous room sizes, a Primary bedroom with access to an upper balcony a walk-in closet, a dedicated laundry room added in 2020 and a partially finished basement ready for your lifestyle. A propane furnace and wood-burning stove complement the heat pump for year-round comfort. The covered front porches on both levels bring so much charm, whether you're enjoying your morning coffee or relaxing at the end of the day. Out back, mature trees create a private setting with room to entertain, garden or just enjoy the fresh air. There's also a patio, gazebo and shed, plus that newer garage for parking, storage or projects. With the major investments already made, this is your chance to focus on the personal touches that turn a house into your home!
Home details
- Days on market
- 0
- Property type
- Detached
- MLS® number
- X14175642
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- K0A 1W0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1500-2000 (units not reported)
- Lot depth
- 219.82 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 7
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 3574.38
- Basement
- Partially Finished, Full
- Interior features
- Water Treatment, Water Softener
- Exterior features
- Deck, Patio, Porch, Privacy, Year Round Living
- Architectural style
- 2-Storey
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Central Air
- Water source
- Dug Well
- Sewer
- Septic
- Direction facing
- West
- Construction materials
- Vinyl Siding, Brick
- Roof
- Shingles
- Foundation
- Poured Concrete, Concrete Block
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Dug Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Electric
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 8
- Rooms below grade
- 5
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing history
- Asking amount
- $519,900
First seen in EnterHome
The timeline uses changes observed by EnterHome and dates reported by the source. Earlier changes may be unavailable if they were not captured.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- PRESCOTT AND RUSSELL
- Municipality
- RUSSELL
- MLS® community
- 603 - Russell Twp
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in 603 - Russell Twp, Russell, Prescott and Russell, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1320 St Joseph Road, Russell, ON K0A 1W0, Russell is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 7. Asking price: $519,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14175642.
Local context
Explore the area: Prescott and Russell · Russell.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: REAL BROKER ONTARIO LTD.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14175642. Information deemed reliable but not guaranteed.