235 Spence Street, Saugeen Shores, ON N0H 2L0
Saugeen Shores, ON N0H 2L0
Quick cost estimateKnown monthly subtotal$3,040.99 / monthLand transfer tax $8,455One-time estimate
Quick cost estimate
$3,040.99 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,787.05
- Property tax / month
- $253.94
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Step inside this charming 1.5-story gabled century farmhouse & instantly embrace the highly sought-after Southampton coastal & beach town lifestyle!Situated on a sweeping 70-ft wide lot framed by majestic silver maples,this rare gem serves as the perfect year-round residence,character-filled summer retreat,or strategic cottage investment.Leave the car parked because this central location puts the very best of town right on your doorstep.Stroll or ride your bike just a couple of blocks to famed High Street & the flag for local shops,cafes,restaurants,services, & festivities or head straight to the beach boardwalk to immerse yourself in world-famous sunsets views of Chantry Island,expansive white sandy beaches,scenic trails,& the harbour & lighthouses-all ready to enjoy across all four seasons.Inside,the home beautifully balances timeless character with both modern functionality & cosmetic & mechanical updates.You are greeted by a spacious main-floor living room boasting impressive 11.5-foot ceilings & wraparound picture windows alongside a separate family room that provides plenty of space for everyone to unwind.The heart of the home is a spacious,family-sized eat-in farmhouse kitchen,ready for its next chapter of memories.Bathed in dappled natural light from ample windows,the interior showcases original hardwood flooring in select rooms & unique period details.Enjoy sunrise views with coffee-in-hand & a good read in the bright & cozy sunroom.Upstairs there are 3 versatile & comfortable bedrooms with storage that provide ample space for rest & relaxation after a long day at the beach.Main floor laundry & utility space with both inside entry & dutch door access from the patio.1.5 updated baths,5 appliances included (Kitchen Aid, Jenn-Air,Maytag & Kenmore) & luxurious window blinds & coverings Forced Air Gas Heating, mostly vinyl windows,Electrical Service 100 amps.Copper Plumbing.Potting Shed as -is.Don't miss the opportunity to own a piece of Southampton's history.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13771616
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 2
- Postal code
- N0H 2L0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000 (units not reported)
- Lot size
- 7,340.98 sq ft
- Lot depth
- 103.50 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- None
- Annual property tax
- 3047.24
- Basement
- Crawl Space
- Interior features
- Water Heater
- Exterior features
- Patio, Year Round Living
- Architectural style
- 1 1/2 Storey
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- None
- Sewer
- Sewer
- View
- Garden
- Direction facing
- South
- Construction materials
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone, Poured Concrete
- MLS entry age (not confirmed DOM)
- 58 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- None
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 7
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $599,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- BRUCE
- Municipality
- SAUGEEN SHORES
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Saugeen Shores, Bruce, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
235 Spence Street, Saugeen Shores, ON N0H 2L0, Saugeen Shores is listed for sale as a Detached. The listing reports 3 bedrooms, 2 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 4, lot size reported as 7,340.98 sq ft. Asking price: $599,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13771616.
Local context
Explore the area: Bruce · Saugeen Shores.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: SOTHEBY'S INTERNATIONAL REALTY CANADA. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13771616. Information deemed reliable but not guaranteed.