728 Elgin Street, Saugeen Shores, ON N0H 2C4
Saugeen Shores, ON N0H 2C4
Quick cost estimateKnown monthly subtotal$3,361.23 / monthLand transfer tax $9,475One-time estimate
Quick cost estimate
$3,361.23 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,024.35
- Property tax / month
- $336.88
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $9,475
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $9,475
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 728 Elgin Street in the beautiful community of Port Elgin! This well-maintained 3-bedroom, 3-bathroom semi-detached home offers 1,800 sq. ft. of living space, plus an additional basement area, combining comfort, functionality, and a fantastic location. Just steps from the Saugeen Rail Trail and dog park, and conveniently located near downtown Port Elgin, the high school, shopping, and restaurants, this property puts recreation and everyday amenities right at your fingertips. Step inside to a spacious living and dining area, perfect for entertaining family and friends or simply enjoying everyday living. The main floor features a spacious open-concept kitchen, dining, and living area, perfect for everyday living and entertaining, with a convenient powder room completing the space. Upstairs, you'll find two generously sized bedrooms, including an impressive oversized primary bedroom, along with a 3-piece bathroom and the added convenience of upper-level laundry. The walkout lower level offers even more versatility, featuring a comfortable family room with updated hardwood flooring, a third bedroom, and a 4-piece bathroom. With direct access to the backyard, this level provides an ideal space for guests, growing families, or those looking for additional room to spread out. Step outside to your fully fenced backyard, where a concrete patio and retractable power awning create the perfect setting for summer BBQs, outdoor entertaining, or relaxing in the shade. An irrigation system adds another touch of convenience, helping keep the lawn looking its best throughout the warmer months. Need additional space? The basement offers over 400 sq. ft. of flexible space, ideal for a hobby room, home office, recreation area, or extra storage. Additionally the furnace was replaced in 2025 and a reverse osmosis water system. Move-in ready and waiting for its next owners. 728 Elgin Street is a home you won't want to miss.
Home details
- Days on market
- Not reported
- Property type
- Semi-Detached
- MLS® number
- X14111034
- Source status
- New
- Bedrooms
- 3
- Bathrooms
- 3
- Postal code
- N0H 2C4
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000 (units not reported)
- Lot depth
- 133.32 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 3
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 4042.56
- Basement
- Finished
- Interior features
- Water Heater Owned
- Architectural style
- Backsplit 4
- Pool features
- None
- Fireplace
- No
- Waterfront
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- North
- Construction materials
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Poured Concrete
- MLS entry age (not confirmed DOM)
- 16 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Rooms above grade
- 5
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $650,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- BRUCE
- Municipality
- SAUGEEN SHORES
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Saugeen Shores, Bruce, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
728 Elgin Street, Saugeen Shores, ON N0H 2C4, Saugeen Shores is listed for sale as a Semi-Detached. The listing reports 3 bedrooms, 3 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 3. Asking price: $650,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14111034.
Local context
Explore the area: Bruce · Saugeen Shores.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Chestnut Park Real Estate. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14111034. Information deemed reliable but not guaranteed.