1782 Lovering Line, Severn, ON L0K 1E0
Severn, ON L0K 1E0
Quick cost estimateKnown monthly subtotal$3,249.74 / monthLand transfer tax $9,673One-time estimate
Quick cost estimate
$3,249.74 / monthKnown monthly subtotal
- Mortgage principal & interest
- $3,070.41
- Property tax / month
- $179.33
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $9,673
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $9,673
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Escape to the peaceful beauty of country living with this charming 1.5-storey brick and vinyl home on an impressive 100 x 280-foot lot fronting on the North River and surrounded by farm fields. Take your boat right from your dock out to Georgian Bay! Enjoy morning coffee on your dock, fish or cool off with a swim, relax in the 3-season sunroom overlooking the pool and tranquil river views. Inside, this warm and inviting 4-bdrm home blends modern updates with rustic character. The main floor features a welcoming mudroom, spacious primary bdrm with barn door, convenient laundry, and an updated custom kitchen with granite countertops, movable centre island with breakfast seating, and plenty of space. The beautifully renovated 5-piece bath includes a deep soaker tub with subway tile surround. Open-concept dining and living areas are perfect for entertaining and showcase gorgeous reclaimed structural barn beams, whitewashed pine accent walls, updated flooring, and paint. The bright 3-season sunroom leads to the expansive 24' x 24' wraparound deck surrounding the above-ground pool; ideal for summer barbecues, gatherings & enjoying the peaceful waterfront setting. Upstairs offers three additional bedrooms, each with closets. The unfinished basement provides excellent storage. Recent updates include a propane furnace and CAC (2025), shingles and vinyl siding (2016), updated 200-amp electrical panel (2023), drilled well with UV light filtration and a water softener. The insulated double garage, finished with rough-cut pine walls and steel, provides excellent space for vehicles, hobbies or a workshop and could be heated. 10 minutes from Orillia, this property offers the perfect balance of country privacy and convenient access to shopping, restaurants, hospital, schools and amenities. A rare opportunity to enjoy an affordable waterfront lifestyle with boating, fishing, swimming, entertaining and spectacular views from your own backyard!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S13704516
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 1
- Postal code
- L0K 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 1100-1500
- Lot size
- .50-1.99 acres (reported range)
- Lot depth
- 279.88 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Detached
- Annual property tax
- 2152
- Basement
- Full, Unfinished
- Interior features
- Brick & Beam, Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned, Water Softener
- Exterior features
- Deck, Fishing, Hot Tub, Privacy, Year Round Living
- Architectural style
- 1 1/2 Storey
- Parking features
- Private Double
- Pool features
- Above Ground
- Fireplace
- Yes
- Waterfront
- Yes
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
- Water source
- Drilled Well
- Sewer
- Septic
- View
- Pool, River, Trees/Woods
- Direction facing
- West
- Construction materials
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 75 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Drilled Well
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Propane
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 10
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $659,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- SIMCOE
- Municipality
- SEVERN
- MLS® community
- Rural Severn
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Around this property
Schools, transit & everyday places
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
No geolocated school in this source was found within 5 km. This does not establish school availability or eligibility.
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Severn
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
1782 Lovering Line, Severn, ON L0K 1E0, Severn is listed for sale as a Detached. The listing reports 4 bedrooms, 1 bathrooms, reported interior area of 1100-1500 (units not reported), kitchens reported as 1, parking spaces reported as 6, lot size reported as .50-1.99 acres (reported range). Asking price: $659,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S13704516.
Local context
Explore the area: Severn · Rural Severn.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX COUNTRY LAKES REALTY INC.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S13704516. Information deemed reliable but not guaranteed.