20 John Street, Severn, ON L0K 1E0
Severn, ON L0K 1E0
Quick cost estimateKnown monthly subtotal$3,024.06 / monthLand transfer tax $8,674.98One-time estimate
Quick cost estimate
$3,024.06 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,838.23
- Property tax / month
- $185.83
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $8,674.98
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $8,674.98
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to 20 John Street in Coldwater! This inviting 3-bedroom home offers comfortable family living, a versatile finished basement space, and a fantastic location within walking distance of downtown Coldwater. The bright living room features an abundance of natural light and a cozy natural gas fireplace, while the eat-in kitchen comes complete with matching Frigidaire appliances, including a refrigerator, dishwasher, oven, and microwave. Ceramic tile and hardwood flooring flow throughout the main level, complemented by the convenience of main floor laundry.Step through the glass door onto the spacious backyard deck, featuring a retractable awning overlooking the above-ground pool-an ideal setting for summer relaxation, outdoor dining, and entertaining family and friends. The finished basement adds exceptional versatility, featuring a large bedroom, spacious family room, 3-piece bathroom, new flooring, a second laundry area, and generous utility and storage space. With its flexible layout, the lower level offers potential for extended family, guests, or a future in-law suite, subject to applicable approvals.Additional features include outdoor Govee lighting, two sets of washers and dryers, and a sump pump with battery backup for added peace of mind. Enjoy the convenience of being just steps from the local public school, downtown Coldwater, Coldwater Fairgrounds, and the community ice rink. Commuters will appreciate the easy access to Highways 12 and 400, connecting you to Orillia, Barrie, and the surrounding communities.An excellent opportunity to own a stunning family home in the welcoming community of Coldwater, with outdoor enjoyment, flexible living space, and everyday amenities all close at hand!
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S14092226
- Source status
- Price Change
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L0K 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- No
- Interior size (reported range)
- 700-1100
- Lot depth
- 185.46 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- 30-59 days
- Garage
- Carport
- Annual property tax
- 2230
- Basement
- Partially Finished
- Interior features
- Carpet Free, Central Vacuum, Floor Drain, In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater, Water Treatment
- Exterior features
- Awnings, Deck, Canopy, Landscaped, Porch
- Architectural style
- Bungalow-Raised
- Parking features
- Covered, Private Double
- Pool features
- Above Ground
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- Direction facing
- East
- Construction materials
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block
- MLS entry age (not confirmed DOM)
- 18 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 6
- Rooms below grade
- 4
- Den / family room reported
- No
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $609,999
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Severn
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
20 John Street, Severn, ON L0K 1E0, Severn is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 700-1100 (units not reported), kitchens reported as 1, parking spaces reported as 5. Asking price: $609,999. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S14092226.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX RIGHT MOVE. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S14092226. Information deemed reliable but not guaranteed.