4308 Graham Road, Severn, ON L0K 1E0
Severn, ON L0K 1E0
Quick cost estimateKnown monthly subtotal$6,414.04 / monthLand transfer tax $22,455One-time estimate
Quick cost estimate
$6,414.04 / monthKnown monthly subtotal
- Mortgage principal & interest
- $6,044.04
- Property tax / month
- $370
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $22,455
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $22,455
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
Welcome to T-Lodge, a one of a kind beautifully updated 1950s log cottage nestled in a quiet bay just steps from the water's edge only 1.5 hrs from Toronto. Set on a private 1.3-acre lot with 200 feet of pristine shoreline, this rare Muskoka retreat offers stunning western exposure, spectacular sunsets, and a substantial metal post dock. Blending rustic charm with modern comfort, the cottage features 4 bedrooms, 2 bathrooms, and accommodations for up to 17 guests. Original character shines through the floor-to-ceiling stone fireplace, handcrafted oak doors, and reclaimed church doors. Thoughtful updates include a second bathroom, pantry, overflow guest room, and utility room with easy access to water and filtration systems. Designed for year-round enjoyment, the property includes a heated water line, air conditioning, high-efficiency oil furnace (2020), and Generac generator. The spacious living room opens to a large lakeside deck with built-in seating, creating the perfect setting for entertaining or relaxing while enjoying peaceful lake views. Located with convenient access to the Trent-Severn Waterway, skiing, golf, pickleball, shopping, and more, T-Lodge is ideal as a year-round residence or cherished family getaway. An exceptional opportunity exists to expand your waterfront footprint. The neighbouring property at 4292 Graham Road (MLS S13764928) is also available for purchase. Combined, the properties would create a remarkable lakeside family compound with significantly increased acreage and shoreline frontage. A truly unique Muskoka waterfront opportunity offering privacy, character, and endless possibilities.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- S14117324
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 2
- Postal code
- L0K 1E0
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 2000-2500
- Lot size
- 1.30 acres
- Lot depth
- 266.08 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 5
- Occupancy
- Owner
- Possession type
- Immediate
- Garage
- None
- Annual property tax
- 4440
- Basement
- Crawl Space, Unfinished, Exposed Rock
- Interior features
- Primary Bedroom - Main Floor, Carpet Free, Generator - Full, Storage, Water Heater Owned, Water Treatment
- Exterior features
- Deck, Fishing, Privacy, Recreational Area, Year Round Living
- Architectural style
- 1 1/2 Storey
- Parking features
- Available, Private Triple
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- Yes
- Elevator
- No
- Garage available
- No
- Heating system
- Forced Air
- Heating fuel
- Oil
- Cooling
- Central Air
- Water source
- Lake/River
- Sewer
- Septic
- View
- Clear, Forest, Lake, Panoramic, Trees/Woods, Water
- Direction facing
- West
- Construction materials
- Board & Batten , Log
- Roof
- Metal
- Foundation
- Stone
- MLS entry age (not confirmed DOM)
- 11 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Water source
- Lake/River
- Sewer
- Septic
- Heating system
- Forced Air
- Heating fuel
- Oil
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 4
- Rooms above grade
- 7
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $1,299,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- SIMCOE
- Municipality
- SEVERN
- MLS® community
- Rural Severn
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Around this property
Schools, transit & everyday places
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Nearby schools
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Transit near this property
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Nearby shops & amenities
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Similar homes for sale in Severn
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
4308 Graham Road, Severn, ON L0K 1E0, Severn is listed for sale as a Detached. The listing reports 4 bedrooms, 2 bathrooms, reported interior area of 2000-2500 (units not reported), kitchens reported as 1, parking spaces reported as 5, lot size reported as 1.30 acres. Asking price: $1,299,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® S14117324.
Local context
Explore the area: Severn · Rural Severn.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® S14117324. Information deemed reliable but not guaranteed.