31 Ross Street, Smiths Falls, ON K7A 4V7
Smiths Falls, ON K7A 4V7
Quick cost estimateKnown monthly subtotal$2,919.60 / monthLand transfer tax $7,175One-time estimate
Quick cost estimate
$2,919.60 / monthKnown monthly subtotal
- Mortgage principal & interest
- $2,489.27
- Property tax / month
- $430.33
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $7,175
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $7,175
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
OPEN HOUSE SUNDAY NOVEMBER 8TH 1 TO 3 PM. This custom built well maintained, side split home is located in a convenient location, close to both elementary schools, shopping, parks ,and the Rideau Canal. The spacious fenced backyard backs onto Chimo Elementary school property that is currently not in use by the school. With a depth of 120 feet, trees and hedges provide peaceful privacy .The home has 2 full four piece bathrooms, and one 3 piece bathroom ready to provide ample facilities for a large family . living room, dining room and kitchen comprise the main level .The washer/dryer are located in kitchen alcove ,but if desired, minor renovations could be easily made to allow their relocation to one of several different places in the lower level of the home ,leaving space for a pantry in the kitchen. The possibility of relocating the laundry was verified by a contractor. A sundeck is conveniently located through the sliding doors from the dining room. The upper level includes 3 bedrooms plus an ensuite bathroom in addition to a second four piece bathroom. The middle (ground) level has a spacious family room with gas with gas fireplace, and patio doors leading to a landscaped back yard. A three piece bathroom is adjacent. To accommodate personal tastes ,new flooring selections (including carpeting, laminate, or luxury vinyl planking)for this room can be chosen by the buyer and installation will be arranged by seller, who is willing to pay up to 3200.00 for materials and installation. The lower level of the home has a bedroom/den, games/exercise/hobby room,
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X14085356
- Source status
- New
- Bedrooms
- 4
- Bathrooms
- 3
- Postal code
- K7A 4V7
- Kitchens
- 1
- Kitchens above grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 1500-2000
- Lot depth
- 120 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 6
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 5164
- Basement
- Partially Finished
- Interior features
- Auto Garage Door Remote
- Architectural style
- Sidesplit
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- View
- Trees/Woods
- Direction facing
- West
- Construction materials
- Brick, Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- MLS entry age (not confirmed DOM)
- 21 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 3
- Bedrooms below grade
- 1
- Rooms above grade
- 7
- Rooms below grade
- 2
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $535,000
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
Explore sold records with approved VOW access →Nearby homes sold near 31 Ross Street, Smiths Falls, ON K7A 4V7, Smiths Falls
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Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- Lanark
- Municipality
- SMITHS FALLS
- MLS® community
- 901 - Smiths Falls
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
Chimo Elementary School ↗
Elementary · JK-8 · English · Public
School board: Upper Canada DSB ↗
11 Ross Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 82%
- Grade 3 Mathematics (at provincial standard)
- 75%
- Grade 6 Reading (at provincial standard)
- 88%
- Grade 6 Writing (at provincial standard)
- 77%
- Grade 6 Mathematics (at provincial standard)
- 54%
Smiths Falls District Collegiate Institute ↗
Secondary · 9-12 · English · Public
School board: Upper Canada DSB ↗
299 Percy Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 29%
- Grade 10 OSSLT (first-attempt pass)
- 79%
St. Luke Catholic School ↗
Elementary · 7-8 · English · Catholic
School board: CDSB of Eastern Ontario ↗
5 Catherine Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St. Luke Catholic High School ↗
Secondary · 9-12 · English · Catholic
School board: CDSB of Eastern Ontario ↗
5 Catherine Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 10 OSSLT (first-attempt pass)
- 19%
Duncan J Schoular Public School ↗
Elementary · JK-8 · English · Public
School board: Upper Canada DSB ↗
41 McGill Street South, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 50%
- Grade 3 Writing (at provincial standard)
- 58%
- Grade 3 Mathematics (at provincial standard)
- 42%
- Grade 6 Reading (at provincial standard)
- 48%
- Grade 6 Writing (at provincial standard)
- 67%
- Grade 6 Mathematics (at provincial standard)
- 15%
St. James Catholic Education Centre High School ↗
Secondary · 9-12 · English · Catholic
School board: CDSB of Eastern Ontario ↗
5 Catherine Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St Francis de Sales Separate School ↗
Elementary · JK-6 · English · Catholic
School board: CDSB of Eastern Ontario ↗
4 Ross Street, Smiths Falls
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 61%
- Grade 3 Writing (at provincial standard)
- 43%
- Grade 3 Mathematics (at provincial standard)
- 39%
- Grade 6 Reading (at provincial standard)
- 85%
- Grade 6 Writing (at provincial standard)
- 87%
- Grade 6 Mathematics (at provincial standard)
- 31%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Smiths Falls
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
What do nearby school, transit and shop results mean?
They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
31 Ross Street, Smiths Falls, ON K7A 4V7, Smiths Falls is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 1500-2000 (units not reported), kitchens reported as 1, parking spaces reported as 6. Asking price: $535,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14085356.
The Ministry’s school dataset lists Chimo Elementary School approximately 235 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists Chimo Elementary School approximately 235 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Smiths Falls · 901 - Smiths Falls.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: ROYAL LEPAGE TEAM REALTY. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14085356. Information deemed reliable but not guaranteed.